Credit Risk Analyst

Credendo; Belgique; Hybride; EUR 45 000 - 65 000; Plein temps

Avantages offerts par ce poste

Hospitalisation insurance

Ambulatory care insurance

Pension insurance

FlexReward plan

Other fringe benefits

Hybrid work arrangement

Résumé du poste

Credendo is hiring a Credit Risk Analyst to assess international trade insurance applications, analyze financial and qualitative factors and recommend acceptability of risks in line with client needs and Credendo values.

You will support decision committees, manage relationships with clients and brokers, and work on a variety of export transactions while gaining exposure to product development in a collaborative, multilingual team.

Qualifications

• Master's degree in economics/finance or law with economics training.
• First professional experience in financial or insurance sector.
• Excellent knowledge of French with written and spoken proficiency in Dutch and English, or Dutch with professional proficiency in French and English.
• Strong analytical mindset with synthesis and editorial skills.
• Well organized, accurate and able to meet tight deadlines.
• Autonomy with team spirit.

Responsabilités

• Assess (insurance) applications related to international trade transactions and make recommendations.
• Submit proposals to decision committees or decide on acceptance of risks within authority.
• Develop and manage relations with clients and/or brokers, domestically and abroad.
• Handle a wide range of export transactions and contribute to product development.
• Engage in in-house projects and provide technical input for new or revised products.
• Learn and grow within a collaborative team of experienced colleagues.

Connaissances

Analytical mindset

Editorial skills

Autonomy

Team player

Interest in international trade

French language proficiency

Dutch language proficiency

English language proficiency

Formation

Master's degree in economics/finance or international trade

Description du poste

• As a Credit Risk Analyst, you will assess (insurance) applications related to international trade transactions, conduct financial and qualitative analyses, appraise the political and structural risks and make recommendations on the acceptability of applications in order to obtain tailor-made solutions in line with the customer’s needs and the company’s values.
• You will submit proposals to decision committees or decide on the acceptance of risks within your decision-making authority.
• You will develop and manage relations with clients and/or brokers, both domestically and abroad.
• You will have a wide field of action containing several types of export transactions (such as buyer credit, supplier credit, cash transactions and transactions involving documentary credit, forfaiting and direct financing).
• Besides your underwriting tasks, you will have the opportunity to work on a variety of in-house projects and to provide technical input for the development of new or revised products.
• You will work in a team with more experienced colleagues who will guide you through your learning process.

Your profile

• You have a master’s degree in an economics-related field, supplemented with additional training in finance or international trade if possible, or you hold a master’s degree in law with additional training in economics.
• You have a first professional experience in the financial or insurance sector.
• You have excellent knowledge of French and you show oral and written proficiency in Dutch and English, allowing you to perform in an international environment, or you perfectly master Dutch with professional proficiency in French and English.
• You combine a strong analytical mindset with a sense of synthesis and good editorial skills.
• You are well organised, accurate and able to cope with tight deadlines.
• You like working autonomously but you also show team spirit.
• You have a broad interest in international trade, politics, commodity markets and emerging economies.

Our offer

• An interesting permanent position in a stable, multilingual and international environment.
• Learning opportunities to continue to develop your skills and expertise.
• A salary depending on your profile and experience, supplemented by a hospitalisation and ambulatory care insurance, pension insurance, FlexReward plan and other fringe benefits.
• A hybrid working arrangement (three days of teleworking) that offers flexibility and a good work-life balance.
• A role in a company where the following values are key: respect, customer intimacy and reliability.

Credendo is a leading European credit insurance company, fuelled by a multinational force of 563 professionals. Active in twelve European countries, we serve local and international clients from all around the world. Even though we are rapidly growing, we strive to preserve the soul of a human-sized company in the way we interact with each other from top to bottom.