Credit Decision Architect for End-to-End Risk & Growth

ing; Brussel; Sur place; EUR 70 000 - 110 000; Plein temps

Résumé du poste

ING Belgium is seeking a Credit Decision Journey Expert to design, implement and monitor credit decision processes that support growth while ensuring prudent risk management. You will translate business needs and regulatory standards into sound credit risk policies with clear implementation requirements, leveraging analytical insights to improve automated decisioning.

You will work end-to-end with stakeholders across the bank, challenge the status quo, ensure traceability from policy intent to

Qualifications

• Strong knowledge of Business Banking products, strategy and credit risk management.
• Experience with credit risk policies and processes, including gap analysis and translation into concrete implementation requirements.
• Ability to structure, document and validate clear business requirements throughout implementation.
• Analytical mindset with data affinity; familiarity with the credit modelling landscape (SAS/SQL or similar) is an asset.

Responsabilités

• Design credit decision policies and processes, driving implementation and evaluating effectiveness.
• Perform policy and process gap analyses against regulatory requirements and standards.
• Understand customer journeys and business needs, translating them into testable requirements.
• Coordinate requirements across design, implementation and validation with traceability from policy to decisioning.
• Work with business stakeholders to align design with commercial strategy and value propositions.
• Collaborate with credit risk model and analytics experts to shape policies and rules.
• Engage with Group colleagues to co-create compliant processes.
• Ensure end-to-end sound design and application of credit risk policies in decision journeys.
• Assess alternative options, resolve ambiguities and propose workable solutions.

Connaissances

Credit risk

Policy design

Stakeholder management

Analytical thinking

SAS

Outils

SAS

SQL

Description du poste

ING Belgium is seeking a Credit Decision Journey Expert to design, implement and monitor credit decision processes that support growth while ensuring prudent risk management. You will translate business needs and regulatory standards into sound credit risk policies with clear implementation requirements, leveraging analytical insights to improve automated decisioning.

You will work end-to-end with stakeholders across the bank, challenge the status quo, ensure traceability from policy intent to