Belgian AMLRO | Compliance Lead (AML/CFT)

Swan; Brussel Hoofdstad; On-site; EUR 90,000 - 130,000; Full time

Job summary

Swan is seeking an AMLRO in Belgium to provide independent AML/CFT oversight and engage with Belgian authorities. You’ll join a collaborative Compliance team ensuring Swan’s banking services remain safe and compliant.

You will manage risk-based monitoring, advise on high-risk customers, and coordinate with Belgian regulators and law enforcement while maintaining training and documentation across the organization.

Qualifications

• Experience in Belgium AML/CFT, payment services, e-money or financial crime compliance.
• Knowledge of Belgium AML/CFT framework and ability to communicate with authorities.
• Availability, seniority, resources to perform the role independently.
• Empathetic, skilled, frank team player with collaborative mindset.

Responsibilities

• Maintain and update Belgium AML/CFT risk analysis and reflect in policies, procedures, controls and resources.
• Develop, review and challenge Belgium AML/CFT policies, procedures, and safeguards including customer due diligence, beneficial ownership, PEPs, sanctions, monitoring and record keeping.
• Perform or oversee risk-based AML/CFT monitoring, testing and control reviews; maintain a monitoring plan and track remediation.
• Receive and assess internal suspicions and determine whether a suspicious transaction report must be submitted; ensure compliance with reporting rules.
• Prepare suspicious transaction reports or respond to FIU requests and act without management direction when required.
• Provide AML/CFT advice for high‑risk customers, PEPs, high‑risk countries and complex transactions.
• Act as primary AML/CFT contact for NBB, FIU and law-enforcement; coordinate responses to information requests and audits.
• Prepare the annual AML/CFT activity report and ad hoc reports for incidents or deficiencies.
• Maintain AML/CFT training and awareness; ensure evidence is retained.
• Oversee AML/CFT work by central or outsourced teams; local accountability remains with AMLRO.

Skills

Belgium AML/CFT

Payment services

E-money

Financial crime compliance

Financial-sector supervision

French, English & Dutch communications

Job description

Swan is seeking an AMLRO in Belgium to provide independent AML/CFT oversight and engage with Belgian authorities. You’ll join a collaborative Compliance team ensuring Swan’s banking services remain safe and compliant.

You will manage risk-based monitoring, advise on high-risk customers, and coordinate with Belgian regulators and law enforcement while maintaining training and documentation across the organization.