Underwriter, Cyber

Liberty in Asia Pacific; Western Australia; On-site; AUD 120,000 - 180,000; Full time

Job summary

Liberty in Australia is expanding its Cyber underwriting team. The role focuses on underwriting cyber and technology risks, building broker and client relationships, and leveraging AI tools for research and analysis.

You'll contribute to product development, pricing strategy, and market growth while working with cross-functional teams in a collaborative, locally empowered environment.

Qualifications

• Technical underwriting capability with interest in Cyber/tech risks.
• Familiarity with AI tools including GPT models for research and analysis.
• Strong relationships with brokers and clients.
• Clear verbal and written communication skills.

Responsibilities

• Build and maintain strong relationships with brokers and clients.
• Review, rate and underwrite new business and renewals.
• Develop and execute selling and negotiation strategies.
• Deliver high level underwriting service to brokers and clients.
• Manage facilities, broker referrals and binder agreements.
• Review and negotiate policy terms and endorsements.
• Contribute to product development and marketing plans.
• Collaborate with Claims, Risk Management and Compliance.
• Articulate Liberty’s value proposition during underwriting.
• Maintain records, support audits, and ensure regulatory compliance.

Skills

Cyber underwriting

Relationship building

Negotiation skills

Analytical capability

Decision making

Tools

Outlook

Excel

PowerPoint

Word

Databases

Job description

Cyber and technology risk is one of the fastest-evolving challenges facing businesses today. At Liberty, we're building our Cyber offering across Australia. We're looking for an experienced Cyber Underwriter to help shape and grow the book.

In this role, you’ll have the opportunity to contribute to a developing specialty product line, build strong broker and client relationships, and apply your technical underwriting expertise to a broad range of risks. You’ll be supported by Liberty’s collaborative culture, local decision-making authority, and commitment to career development, wellbeing and inclusion.

Who are we?

At Liberty, we have the technology to support & aid underwriting decisions; however, you will draw on your technical excellence to truly underwrite the risk & tailor bespoke solutions, delivering world-class insurance across all major markets.

We empower our Underwriters by providing them with local authority to make efficient & impactful underwriting decisions and understand that personal branding is integral to becoming a trusted & best-in-class Underwriter.

Liberty's leadership team and management have the stability, experience, and foresight to guide us through the ups and downs of the financial cycle, while empowering our teams to focus on market relevance and delivering quality customer service. Other benefits include:

Why Liberty?

• Our underwriting & claims methodologies and technical expertise.
• NIBA General Insurer of the Year 2021 and NIBA Specialty Insurer of the Year 2022, 2023, 2024 & 2025.
• Local Underwriting/Claims authority.
• Our Market Approach is built on capability, consistency, and personal rapport.
• Market‑leading products.
• Our product development team ensures we are quick to address gaps and introduce new products to the market.
• Autonomous, performance‑oriented culture.
• Global organization - Opportunities for secondments.
• Profitable year on year since establishment.

Key responsibilities?

As the Underwriter, Cyber, you will contribute to the growth and profitability of Liberty’s Cyber product line through marketing, underwriting and managing standard risks, while applying sound judgement to risks requiring special handling or unusual coverage. Duties will include but not be limited to:

• Build and maintain strong relationships with brokers and clients, supporting the marketing and sale of Liberty’s Cyber products and brand.
• Review, rate and underwrite new business and renewals in line with Liberty’s quality selection and adequate pricing guidelines.
• Develop and execute selling and negotiation strategies that support sustainable portfolio performance.
• Deliver a high level of responsive, differentiated underwriting service to brokers and clients.
• Manage facilities, broker referrals and binder agreements to support growth and retention.
• Review and negotiate policy terms and conditions, including manuscript facility wordings and endorsements.
• Contribute to product development and marketing plans through market research, competitor analysis, product design and segment focus.
• Work collaboratively with Claims, Risk Management, Business Operations, Compliance and other internal stakeholders to support an integrated business approach.
• Articulate Liberty’s value proposition and assess rating elasticity during the underwriting process.
• Maintain appropriate records and reports, support audits, meet legal and corporate requirements, and contribute to continuous improvement.

About you

• Technical underwriting capability, with an interest in applying this to Cyber and technology risks.
• Familiarity with generative AI tools, including GPT models, and the ability to leverage them for research, content creation, and analysis.
• Strong relationship-building skills and the ability to develop trusted broker and client partnerships.
• Clear, confident verbal and written communication skills.
• Effective negotiation and selling skills.
• Sound decision‑making and analytical capability.
• A results‑focused approach, with the ability to prioritise and focus on outcomes.
• Business, financial and market awareness.
• Investigative, inquisitive and research skills.
• Relevant experience in the general insurance industry, including an aligned role with a broker or insurance company.
• Strong administrative skills and confidence using systems including Outlook, Word, Excel, PowerPoint and database applications.