Strategic Credit Analyst, Major Client Groups

Judo Bank; Sydney; Hybrid; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Hybrid working

Two weeks extra leave

Volunteer leave

Induction program

Parental leave

Wellbeing support

Home office setup allowance

Staff discounts

Job summary

Judo Bank is seeking a Credit Risk Analyst to deliver smart credit insight and robust risk management for Australian SMEs, supporting Major Clients Group. You’ll assess customer risk, conduct detailed credit analyses, and ensure regulatory compliance while helping portfolios grow responsibly.

Join a growth-focused bank with a culture of teamwork and accountability, offering a flexible hybrid working model, generous leave, and health and wellbeing benefits.

Qualifications

• Experience in banking, financial services or professional services in a similar role.
• A tertiary qualification in Finance, Business or a related discipline.
• Strong financial acumen and sound financial management skills.
• High levels of digital literacy and confidence working across systems.
• Well developed investigative, analytical and problem-solving skills.
• Australian working rights.

Responsibilities

• Partner with bankers to deliver smart credit insight and risk management that enables exceptional customer outcomes in Judo’s Major Clients Group.
• Support the ongoing care and growth of customer portfolios, balancing strong relationships with sound risk judgement.
• Assess customer risk by reviewing character, capacity, capital, collateral and overall needs.
• Conduct credit analysis, including reviewing loan and credit applications, running credit reports, assessing loan extensions and renewals, identifying risks, completing borrowing base analyses and preparing collateral reports.
• Present clear and concise insights that enable confident, timely decisions and support Judo’s speed to market.
• Take accountability for compliance, annual reviews and documentation, ensuring Judo’s regulatory obligations are met.
• Actively contribute to improving how we work, sharing ideas that enhance systems, processes and the customer value proposition.

Skills

Banking experience

Financial acumen

Analytical thinking

Digital literacy

Investigative/problem-solving

Australian working rights

Education

Finance/Business degree

Job description

Judo Bank is seeking a Credit Risk Analyst to deliver smart credit insight and robust risk management for Australian SMEs, supporting Major Clients Group. You’ll assess customer risk, conduct detailed credit analyses, and ensure regulatory compliance while helping portfolios grow responsibly.

Join a growth-focused bank with a culture of teamwork and accountability, offering a flexible hybrid working model, generous leave, and health and wellbeing benefits.