Senior Risk Analyst

The Opportunity Hub UK Ltd; Newcastle; Hybrid; AUD 109,000 - 130,000; Full time

Benefits offered by this job

Equity in the company

Hybrid work from Newcastle

Learning & development budget

Remote-friendly culture

Flat structure with influence

Job summary

The Opportunity Hub UK Ltd is seeking a Senior Risk Analyst to help build robust risk infrastructure for a fast-growing financial services startup. You will own risk models, analyze portfolio exposures, and produce clear leadership-ready reports while collaborating with product and compliance teams to embed risk thinking in everyday operations.

In Newcastle hybrid work, you’ll evaluate regulatory changes, perform stress tests, and explain complex risk findings to non-technical stakeholders.

Qualifications

• Experience as a Risk Analyst in Financial Services, ideally at mid to senior level.
• Strong knowledge of quantitative risk methods and tools (SQL, Python or R).
• Understanding of UK PRA and FCA regulatory frameworks and governance.
• Ability to explain complex risk findings to non-technical stakeholders.
• Comfort operating in a startup environment with ambiguity.
• FRM or CFA or similar qualification is a strong plus.

Responsibilities

• Build and maintain risk models that hold up under real market stress.
• Review credit, market and operational risk exposures and flag what needs attention.
• Produce clear risk reports for leadership and translate data into decisions.
• Collaborate with product and compliance to embed risk thinking in operations.
• Monitor regulatory changes and assess implications for the business.
• Run scenario analysis and stress tests and pressure-test assumptions.

Skills

Risk Analysis

Quantitative risk methods

SQL

Python

R

UK regulatory knowledge

Stakeholder communication

Ambiguity tolerance

Education

FRM or CFA

Job description

Step into this Senior Risk Analyst role and build something that matters in Financial Services.

Regulatory scrutiny in Financial Services has only tightened in recent years, and firms that treat risk as a box-ticking exercise get left behind. This business is a fast-growing startup building smarter risk infrastructure for the sector, and it needs someone who can spot problems before they become headlines. Small team, real ownership, decisions that actually stick.

Here’s what you’ll be doing:

Building and maintaining risk models that hold up under real market stress, not just theoretical scenarios

Reviewing credit, market and operational risk exposures across the portfolio and flagging what needs attention

Producing clear risk reports for leadership, translating dense data into decisions people can act on

Working directly with product and compliance teams to embed risk thinking into how the company actually operates

Monitoring regulatory changes affecting Financial Services and assessing what they mean for the business

Running scenario analysis and stress tests, then pressure-testing your own assumptions

Here are the skills you’ll need:

Solid experience as a Risk Analyst within Financial Services, ideally at a mid to senior level

Strong grip on quantitative risk methods and comfort with tools like SQL, Python or R

A working understanding of UK regulatory frameworks (PRA, FCA) and what good governance looks like in practice

The ability to explain complex risk findings to non-technical stakeholders without dumbing it down

Comfort operating with ambiguity. Startups don't hand you a manual

A relevant degree or professional qualification (FRM, CFA or similar) is a strong plus

Key perks and benefits:

£57,000 to £68,000, depending on experience

Equity in a growing Financial Services business, not just a salary line

Hybrid working from Newcastle, with genuine flexibility on hours

A learning and development budget you're actually encouraged to use

Remote-friendly culture and a flat structure where your voice carries weight

Why pursue a career in Financial Services?

Financial Services keeps growing more complex, and firms that get risk right win trust that competitors can't buy. Newcastle has quietly become a serious hub for financial and fintech talent, with lower costs than London and a fast-expanding professional scene to match. For a Senior Risk Analyst who wants influence early and a career that compounds, this is a strong place to build it.