Senior Private Bank Credit Risk Leader

Junee Southern Cross; Australia; Hybrid; AUD 180,000 - 240,000; Full time

Job summary

Junee Southern Cross is seeking a Senior Credit Risk Executive for Private Bank Credit Risk across Australia. You will partner with Private Bankers and senior stakeholders to assess complex lending structures and provide independent Line 2 risk insight that supports sustainable growth.

In this role you will analyse structures including companies, trusts and investment vehicles, weigh downside scenarios, and defend credit recommendations to risk forums while coaching peers and protecting the

Qualifications

• Significant credit risk experience in banking & financial services.
• Experience assessing complex lending transactions and large exposures.
• Exposure across Business/Corporate Banking and Retail or Private Banking.
• Advanced credit analysis and cash flow assessment capability.
• Experience with sophisticated customer structures and high-net-worth clients.
• Ability to exercise sound judgement and balanced risk decisions.
• Strong stakeholder management and influencing senior audiences.
• Exceptional written and verbal communication skills.
• Collaborative approach and passion for coaching others.

Responsibilities

• Assess and approve complex credit transactions within delegated authority.
• Provide recommendations on larger and more complex exposures to senior credit authorities.
• Analyse sophisticated customer structures including companies, trusts, family groups and investment vehicles.
• Assess lending across residential and commercial property, operating businesses and investment portfolios.
• Identify underlying risks and downside scenarios within proposed transactions.
• Provide independent Line 2 challenge while maintaining a commercial mindset.
• Partner with Private Bankers and stakeholders to balance customer and risk outcomes.
• Present and defend credit recommendations to senior risk forums and decision-makers.
• Provide guidance on credit policy, risk appetite, servicing, security structures and risk mitigants.
• Coach and support colleagues to build broader credit capability.

Skills

Credit risk experience

Complex lending transactions

Business/Corporate & Retail credit

Cash flow analysis

High-net-worth clients

Judgement & decision-making

Stakeholder management

Written & verbal communication

Coaching & development

Job description

Junee Southern Cross is seeking a Senior Credit Risk Executive for Private Bank Credit Risk across Australia. You will partner with Private Bankers and senior stakeholders to assess complex lending structures and provide independent Line 2 risk insight that supports sustainable growth.

In this role you will analyse structures including companies, trusts and investment vehicles, weigh downside scenarios, and defend credit recommendations to risk forums while coaching peers and protecting the