Senior Payments Platform Engineer

Xero; Melbourne; Hybrid; AUD 180,000 - 240,000; Full time

Job summary

Xero is seeking a Lead Engineer in Making Payments to own the technical lifecycle of bill payments for small businesses. You will set direction, translate it into a plan, and guide a team to deliver while maintaining live systems.

The role blends hands-on coding with architectural leadership and AI-enabled ways of working. You’ll join a team of 8–10 engineers across Australia, collaborating with product, design, security, risk, legal and compliance, and partner teams in North America to scale

Qualifications

• Experience delivering backend systems at scale.
• Experience in payments/fintech preferred.
• Ability to design secure APIs.
• Experience with AWS and databases.

Responsibilities

• Define and build core platform services.
• Architect the future of payments.
• Stay hands-on in code and design.
• Solve complex problems at scale.
• Drive technical excellence across the team.
• Collaborate cross-functionally with product, security, risk and operations.
• Mentor and grow engineers at different levels.
• Ensure operational excellence and reliability.
• Drive innovation with AI integration.

Skills

Senior technical role

API design

Cloud experience

Team mentoring

AI tools experience

Tools

AWS

Postgres

DynamoDB

C#

Java

Go

SQL

NoSQL

Job description

Xero is seeking a Lead Engineer in Making Payments to own the technical lifecycle of bill payments for small businesses. You will set direction, translate it into a plan, and guide a team to deliver while maintaining live systems.

The role blends hands-on coding with architectural leadership and AI-enabled ways of working. You’ll join a team of 8–10 engineers across Australia, collaborating with product, design, security, risk, legal and compliance, and partner teams in North America to scale