Senior Manager, Financial Crime Risk & AML/CTF Strategy

Cuscal Limited; Sydney; On-site; AUD 180,000 - 260,000; Full time

Benefits offered by this job

IGNITE development program

Wellbeing focus and discounts via Cus2

Diversity and inclusion

Flexible work arrangements

Job summary

Cuscal Limited is seeking a Senior Manager, Financial Crime Risk to provide enterprise-wide second-line leadership over AML/CTF, scams and broader financial crime risk across Cuscal and its subsidiaries. You will lead risk strategy, frameworks and assurance, ensuring regulatory compliance and risk appetite alignment.

The role requires 10+ years in financial crime risk with strong leadership, solid knowledge of Australian AML/CTF and NZ obligations, and the ability to report to executive and

Qualifications

• 10+ years of financial crime risk, AML/CTF, fraud, or related roles in banking/payments.
• Senior leadership experience overseeing risk frameworks across multiple entities.
• Strong knowledge of Australian AML/CTF requirements and NZ obligations.
• Understanding of scam, sanctions, bribery and broader financial crime typologies.
• Experience designing risk appetite, risk assessments, and board reporting.

Responsibilities

• Set the group financial crime risk strategy, framework and oversight priorities across Australia and New Zealand.
• Provide independent assurance over first-line risk management and control effectiveness.
• oversee AML/CTF laws, sanctions, anti-bribery, fraud and scam obligations.
• Drive identification, assessment, monitoring, escalation and reporting of financial crime risks.
• Oversee regulatory changes and support senior management and Board decisions.
• Maintain the Group Financial Crime Risk Management Framework and standards.
• Lead second-line oversight of AML/CTF, scams, and broader risks including sanctions and bribery.
• Review risk assessments across customer, product, channel, jurisdiction and delivery models.
• Establish and oversee the Group scams risk framework and related governance.
• Set minimum control expectations for due diligence, monitoring, reporting and investigations.

Skills

Financial crime risk

AML/CTF

Fraud awareness

Leadership

Regulatory reporting

Job description

Cuscal Limited is seeking a Senior Manager, Financial Crime Risk to provide enterprise-wide second-line leadership over AML/CTF, scams and broader financial crime risk across Cuscal and its subsidiaries. You will lead risk strategy, frameworks and assurance, ensuring regulatory compliance and risk appetite alignment.

The role requires 10+ years in financial crime risk with strong leadership, solid knowledge of Australian AML/CTF and NZ obligations, and the ability to report to executive and