Senior Manager, Financial Crime Risk & Strategy

CO001 Cuscal Limited; Australia; On-site; AUD 180,000 - 280,000; Full time

Benefits offered by this job

IGNITE development

Job summary

Cuscal Limited is seeking a Senior Manager, Financial Crime Risk to lead enterprise-wide second-line oversight of AML/CTF, scams and related risks across Australia and New Zealand. You will shape risk strategy, provide assurance on first-line controls, and ensure compliance with AML/CTF laws, sanctions and fraud obligations.

You'll drive risk identification, monitoring and reporting, support changes in regulation, and partner with the Board to maintain risk within appetite while upholding

Qualifications

• 10+ years' experience in financial crime risk, AML/CTF, fraud, scams, sanctions or related risk and compliance roles within banking, payments or financial services.
• Demonstrated senior leadership of financial crime risk frameworks, programs or second-line oversight across complex or multi-entity organisations.
• Deep knowledge of Australian AML/CTF requirements and sound knowledge of New Zealand AML/CFT obligations, including regulator expectations and reporting obligations.
• Strong understanding of contemporary scam, fraud, sanctions, bribery and corruption, and broader financial crime typologies, controls and industry practices.

Responsibilities

• Setting the Group financial crime risk strategy, framework and oversight priorities across Australia and New Zealand.
• Providing independent advice and assurance over first-line financial crime risk management and control effectiveness.
• Overseeing compliance with AML/CTF laws, sanctions, anti-bribery and corruption, fraud and scam-related obligations.
• Driving effective identification, assessment, monitoring, escalation and reporting of financial crime risks, incidents, breaches and emerging threats.
• Overseeing the implementation of regulatory changes; and supporting senior management and the Board to make informed decisions and maintain financial crime risk within appetite.
• Owning and maintaining the Group Financial Crime Risk Management Framework, supporting policies, standards, methodologies ensuring alignment across Cuscal and its subsidiaries.
• Leading second-line oversight of key financial crime risk classes, with particular focus on AML/CTF, scams and broader risks including fraud, sanctions, proliferation financing, bribery and corruption, tax crime and other predicate offences.
• Providing independent review and challenge of enterprise and business-level financial crime risk assessments, including customer, product, channel, jurisdiction, delivery model and emerging threat assessments.
• Establishing and overseeing the Group scams risk framework, including prevention, detection, disruption, customer protection, response, recovery, reimbursement governance and compliance with applicable industry codes and regulatory expectations.
• Setting minimum control expectations for customer due diligence, enhanced due diligence, beneficial ownership, transaction monitoring, sanctions and PEP screening, suspicious matter reporting, threshold and international funds transfer reporting, scam controls and financial crime investigations.
• Monitoring first-line implementation and control effectiveness through thematic reviews, targeted monitoring, assurance, data analysis and oversight of remediation actions.

Skills

Financial crime risk

AML/CTF

Leadership

Board reporting

Regulatory compliance

Job description

Cuscal Limited is seeking a Senior Manager, Financial Crime Risk to lead enterprise-wide second-line oversight of AML/CTF, scams and related risks across Australia and New Zealand. You will shape risk strategy, provide assurance on first-line controls, and ensure compliance with AML/CTF laws, sanctions and fraud obligations.

You'll drive risk identification, monitoring and reporting, support changes in regulation, and partner with the Board to maintain risk within appetite while upholding