Senior Director, SME Credit Risk & Growth

Risk Hub; Sydney; Hybrid; AUD 110,000 - 160,000; Full time

Benefits offered by this job

Two Weeks Additional Leave

Paid Volunteer Leave

Hybrid working

Home setup allowance

Flexible work options

Education Assistance

Job summary

Judo Bank is seeking a Senior Credit Risk professional to lead rigorous credit decisioning for business lending. The role collaborates with Directors and Analysts to elevate credit risk practices and supports Australian SMEs amid changing market conditions.

You will influence policy improvements, contribute to funding solutions, and play a key part in sustaining Judo’s growth and trusted service.

Qualifications

• Minimum 5 years’ experience in credit decisioning of business lending transactions in Regional Commercial.
• Passion for empowering and supporting businesses to help communities thrive.
• A collaborative mindset and ability to operate in a team-first environment where risk and relationship work together to deliver tailored funding solutions.
• Previous experience in a relationship role (i.e., Analyst, Relationship Manager /Director)
• An ability to think independently about the finance needs of businesses and structure them in a common‑sense way without the need to rely on a rigid policy framework
• Strong business acumen paired with clear and effective credit writing skills.

Responsibilities

• Conduct thoughtful and rigorous credit assessment and decision making to support Judo’s business lending activities.
• Coach and uplift Directors, Analysts, and frontline teams, helping to strengthen credit risk capability across the team.
• Stay curious about the broader economic landscape and understand how market shifts impact Australian businesses.
• Play an active role in enhancing Judo’s proposition by contributing to ongoing improvements in our policies, processes, and systems.

Skills

Credit decisioning

Credit writing

Relationship management

Team collaboration

Job description

Judo Bank is seeking a Senior Credit Risk professional to lead rigorous credit decisioning for business lending. The role collaborates with Directors and Analysts to elevate credit risk practices and supports Australian SMEs amid changing market conditions.

You will influence policy improvements, contribute to funding solutions, and play a key part in sustaining Judo’s growth and trusted service.