Senior Credit Director, Lending & Strategy

Bridgit; Sydney; Hybrid; AUD 230,000 - 360,000; Full time

Benefits offered by this job

Extra days off

Two weeks from anywhere

Training & development budget

Generous parental leave

Discounted gym membership

Catered team lunches

Dog-friendly Sydney HQ office

Job summary

Bridgit in Sydney seeks a senior credit leader to own the day-to-day performance of the Sydney credit function, shaping policy, risk appetite and product direction as the business scales. This role is designed to drive fast, commercially sound decisions while developing the team.

You will lead complex deal decisioning, uplift capability through coaching and reviews, manage the pipeline with Sales, and partner with the Head of Lending on the operating model and broker experience.

Qualifications

• Deep experience across residential lending (prime + non-conforming).
• Commercial lending exposure is highly regarded.
• Strong commercial judgement for structuring deals, not just assessing risk.
• Experience leading teams and driving performance in a fast-paced environment.
• Demonstrated interest or experience in credit policy, product, or portfolio strategy.
• High ownership mindset with accountability for outcomes.

Responsibilities

• Act as the senior delegated credit authority across residential and commercial lending.
• Lead high-quality decisioning on complex transactions, balancing risk and commercial outcomes.
• Provide clear and consistent interpretation of credit policy.
• Uplift team capability through coaching, deal reviews, and structured delegation frameworks.
• Own credit throughput, SLAs and conversion across the pipeline, from scenario through to settlement.
• Partner closely with Sales (BDMs/BRMs) to actively manage pipeline flow and outcomes.
• Support the Head of Lending across credit execution and team performance.
• Drive operational excellence and scale across credit processes, including automation and system utilisation.

Skills

Senior leadership

Credit decisioning

Stakeholder management

Commercial judgement

Team leadership

Policy & portfolio strategy

Job description

Bridgit in Sydney seeks a senior credit leader to own the day-to-day performance of the Sydney credit function, shaping policy, risk appetite and product direction as the business scales. This role is designed to drive fast, commercially sound decisions while developing the team.

You will lead complex deal decisioning, uplift capability through coaching and reviews, manage the pipeline with Sales, and partner with the Head of Lending on the operating model and broker experience.