Senior Credit Analyst – AI-Driven Mortgage Lending

SFP Financial

Sydney

Hybrid

AUD 90,000 - 130,000

Full time

3 days ago

Be an early applicant

Get a reply from this employer

Your resume and cover letter, tailored to exactly what they’re hiring for.

Get past ATS filters

Benefits offered by this job

Flexible working

Job summary

SFP Financial, a Sydney-based mortgage brokerage, invites a skilled credit analyst to join our small, close-knit team. You will own credit assessments and strategies for residential and investment scenarios, including self-employed borrowers and trusts.

Leverage technology, AI, and automation to enhance lending decisions. Join a two-broker, two-processor team with dedicated processing support and flexible working options—hybrid or fully remote Australia-wide—as we expand and modernise our

Qualifications

3+ years' experience in credit analysis or mortgage lending.
Strong knowledge of Australian lender policies and loan structuring.
Experience with self-employed income, company and trust financials.
A strategic, tech-forward approach to lending and processes.

Responsibilities

Assess complex residential and investment lending scenarios including self-employed borrowers.
Analyse financials, borrowing capacity, and lender policies.
Recommend lenders and loan structures aligned with clients' goals.
Collaborate with lender BDMs and credit teams to resolve policy challenges.
Prepare credit assessments and broker-ready recommendations.
Improve workflows and lending processes as the business grows.
Collaborate with brokers and processors to ensure smooth loan progression.