Senior Business Analyst – Cards & Card Fraud – Sydney

Delivery Centric Pty Ltd; Sydney; On-site; AUD 130,000 - 180,000; Full time

Job summary

Delivery Centric Pty Ltd is seeking a Senior Business Analyst with strong Cards and Payments domain knowledge to support a Card Fraud squad in Sydney. The role focuses on understanding end-to-end card payment flows and gathering business requirements to deliver fraud prevention capabilities across authentication, authorisation, and clearing.

You will collaborate with Fraud, Cards, Engineering, Operations, Architecture and external scheme/vendor teams to identify opportunities to strengthen fraud

Qualifications

• Strong Business Analysis experience within Cards, Payments, Fraud or Financial Services.

Responsibilities

• Gather, analyse and document business and functional requirements for card fraud and payment initiatives.
• Analyse end-to-end card transaction flows, including authentication, authorisation and clearing.
• Work closely with Fraud, Cards, Engineering, Operations, Architecture and external scheme/vendor teams.
• Identify opportunities to strengthen fraud detection and prevention controls across card payment flows.
• Translate business, regulatory, fraud and technology requirements into clear functional specifications and user stories.
• Define acceptance criteria, support testing and validate solutions against business requirements.
• Analyse impacts, dependencies, risks and process changes across multiple systems and stakeholders.
• Support implementation, production readiness and ongoing optimisation of card fraud capabilities.

Skills

Card Payments

Fraud

End-to-end lifecycle

Stakeholder Management

Regulatory/Compliance

Job description

Senior Business Analyst – Cards & Card Fraud – Sydney

Delivery Centric is seeking an experienced Senior Business Analyst with strong Cards and Payments domain knowledge to support a Card Fraud squad. The role focuses on understanding end-to-end card payment flows, gathering business requirementsand supporting the delivery of fraud prevention capabilities across authentication, authorisation and clearing.

Key Responsibilities

• Gather, analyse and document business and functional requirements for card fraud and payment initiatives.
• Analyse end-to-end card transaction flows, including authentication, authorisation and clearing.
• Work closely with Fraud, Cards, Engineering, Operations, Architecture and external scheme/vendor teams.
• Identify opportunities to strengthen fraud detection and prevention controls across card payment flows.
• Translate business, regulatory, fraud and technology requirements into clear functional specifications and user stories.
• Define acceptance criteria, support testing and validate solutions against business requirements.
• Analyse impacts, dependencies, risks and process changes across multiple systems and stakeholders.
• Support implementation, production readiness and ongoing optimisation of card fraud capabilities.

Required Skills & Experience

• Strong Business Analysis experience withinCards, Payments, Fraud or Financial Services.
• Good understanding of the end-to-end card payment lifecycle, particularly authentication, authorisation and clearing.
• Knowledge of major card schemes, includingVisa and Mastercard.
• Experience gathering requirements, documenting business processes, writing functional specifications and defining acceptance criteria.
• Ability to translate complex business and payment requirements into actionable technical requirements.
• Strong stakeholder management, analytical and problem-solving skills.
• Experience working across complex technology environments with multiple systems and dependencies.
• Experience with Discover/Diners Club card schemes and payment flows.
• Exposure to card fraud detection, fraud decisioning, fraud rules or fraud prevention platforms.
• Knowledge of real-time transaction monitoring, authentication controls and fraud strategies.
• Experience supporting card-scheme changes, regulatory initiatives or large-scale payments transformation programs.

Delivery Centric is seeking an experienced Senior Business Analyst with strong Cards and Payments domain knowledge to support a Card Fraud squad. The role focuses on understanding end-to-end card payment flows, gathering business requirementsand supporting the delivery of fraud prevention capabilities across authentication, authorisation and clearing.

Key Responsibilities

• Gather, analyse and document business and functional requirements for card fraud and payment initiatives.
• Analyse end-to-end card transaction flows, including authentication, authorisation and clearing.
• Work closely with Fraud, Cards, Engineering, Operations, Architecture and external scheme/vendor teams.
• Identify opportunities to strengthen fraud detection and prevention controls across card payment flows.
• Translate business, regulatory, fraud and technology requirements into clear functional specifications and user stories.
• Define acceptance criteria, support testing and validate solutions against business requirements.
• Analyse impacts, dependencies, risks and process changes across multiple systems and stakeholders.
• Support implementation, production readiness and ongoing optimisation of card fraud capabilities.

Required Skills & Experience

• Strong Business Analysis experience withinCards, Payments, Fraud or Financial Services.
• Good understanding of the end-to-end card payment lifecycle, particularly authentication, authorisation and clearing.
• Knowledge of major card schemes, includingVisa and Mastercard.
• Experience gathering requirements, documenting business processes, writing functional specifications and defining acceptance criteria.
• Ability to translate complex business and payment requirements into actionable technical requirements.
• Strong stakeholder management, analytical and problem-solving skills.
• Experience working across complex technology environments with multiple systems and dependencies.

Desirable Skills

• Experience with Discover/Diners Club card schemes and payment flows.
• Exposure to card fraud detection, fraud decisioning, fraud rules or fraud prevention platforms.
• Knowledge of real-time transaction monitoring, authentication controls and fraud strategies.
• Experience supporting card-scheme changes, regulatory initiatives or large-scale payments transformation programs.