Senior AML Investigator & Compliance Expert

Qudos Bank; Sydney; Hybrid; AUD 110,000 - 140,000; Full time

Benefits offered by this job

Flexible working options

14% superannuation

Wellbeing program (counselling, flu jv

Study assistance

Paid parental leave

Job summary

Bank Australia is seeking an AML Officer to support the Customer Support and Recoveries function and lead investigations into potential money laundering and financial crime risks. You will prepare SMRs for AUSTRAC and contribute to the AML framework, with strong focus on KYC and due diligence for high-risk clients.

You will collaborate across teams, apply continuous improvement, and provide SME guidance on onboarding and risk assessment to protect the bank’s brand and customers.

Qualifications

• Strong customer focus with balanced AML/CTF and KYC compliance.
• Proven experience in financial crime, AML/CTF compliance and banking.
• High ethical standards, integrity and alignment with bank values.
• Excellent analytical, investigative and communication abilities.
• Resilience under pressure and decisive in critical situations.

Responsibilities

• Conduct thorough investigations of suspicious transactions and customer behavior flagged by monitoring systems.
• Perform Enhanced Customer Due Diligence (EDD) for high-risk clients including PEPs.
• Prepare and submit SMRs to AUSTRAC within regulatory timeframes.
• Improve AML/CTF procedures using continuous improvement methods.
• Complete KYC assessments including cyclical refreshes per risk.
• Provide SME guidance on onboarding requirements per AML/CTF rules.
• Offer feedback on rule performance, typologies and scenarios.
• Investigate and advise on exit of customers when required.
• Support AML/KYC initiatives and projects with subject matter expertise.
• Liaise with law enforcement and other financial institutions as needed.

Skills

AML/CTF compliance

Investigations

Regulatory reporting

KYC onboarding

Analytical skills

Communication skills

Stakeholder engagement

AUSTRAC SMR reporting

Education

ACAMS certification

Tools

Transaction monitoring systems

AUSTRAC reporting tools

Job description

Bank Australia is seeking an AML Officer to support the Customer Support and Recoveries function and lead investigations into potential money laundering and financial crime risks. You will prepare SMRs for AUSTRAC and contribute to the AML framework, with strong focus on KYC and due diligence for high-risk clients.

You will collaborate across teams, apply continuous improvement, and provide SME guidance on onboarding and risk assessment to protect the bank’s brand and customers.