Senior AML Analyst - Perpetual Corporate Trust

perpetual; Sydney; Hybrid; AUD 110,000 - 170,000; Full time

Benefits offered by this job

Hybrid working 2–3 days in office

Work from anywhere in Australia up to

Annual wellbeing allowance

Study support and professional dev.

Job summary

Perpetual Group, a leading ASX-listed group headquartered in Sydney, seeks a Senior AML Analyst to strengthen financial crime and tax compliance across the Corporate Trust business. You’ll monitor and investigate complex customer structures, supporting AML/CTF, FATCA and CRS compliance, across risk, compliance, internal audit and operations.

You will report to the Senior AML Manager, maintain KYC records, and help enhance controls while working with teams across PCT and Perpetual Group.

Qualifications

• Bachelor degree or higher in risk, law, business or financial crime.
• 3–5 years AML/CTF or KYC experience.
• ACAMS or ICA certification preferred.
• Strong knowledge of AML/CTF laws, FATCA/CRS.

Responsibilities

• Investigate ownership structures to identify ultimate beneficial owners and related parties.
• Complete customer risk assessments for prospective and existing customers.
• Analyze transaction monitoring alerts and conduct detailed investigations.
• Prepare high quality Unusual Matter Reports for review by Senior AML Manager.
• Conduct enhanced and ongoing customer due diligence using risk-based approaches.
• Review FATCA and CRS information and coordinate data for statutory submissions.
• Advise internal teams on financial crime risks and regulatory obligations.

Skills

AML/CTF

KYC

Fraud investigations

Data analysis

ACAMS/ICA

FATCA/CRS

Stakeholder engagement

Education

Relevant tertiary qualification in risk, law, business or financial crime

Tools

Fenergo

World-Check

Job description

12 Month Max Term Contract

Investigate complex customer structures and financial crime risks across Corporate Trust

Build your expertise across AML/CTF, KYC, FATCA and CRS compliance

Work closely with specialists across Risk, Compliance, Internal Audit and Operations

Perpetual Group is an ASX-listed company (ASX:PPT) headquartered in Sydney, Australia, consisting of 11 leading brands across three distinct businesses: Asset Management, Wealth Management and Corporate Trust.

About the role

Join the Perpetual Corporate Trust AML Centre of Excellence and help maintain effective financial crime and tax compliance frameworks across the business.

Perpetual Corporate Trust (PCT) is a specialist business within the Perpetual Group, is a leading fiduciary, custody and digital business in Australia, with operations in Singapore. We provide a unique range of products to help clients, and the industry, be more effective, efficient and economical while managing ever-increasing cyber security risks and maintaining compliance. Domestic and global financial institutions leverage our corporate strength, commercial approach, risk and compliance practices, expertise and service excellence in debt markets, managed funds and digital solutions to enable our clients success.

As a Senior AML Analyst, you will monitor, assess and investigate prospective and existing customers to support compliance with AML/CTF, FATCA and CRS requirements. You will work across PCT business lines, applying legislation, internal policies and Perpetual Group's risk appetite to complex customer and transaction matters.

Reporting to the Senior AML Manager, you will provide practical advice to internal teams, maintain accurate KYC records and support the continued improvement of financial crime controls.

Key Responsibilities

• Investigate customer ownership structures to identify ultimate beneficial owners and related parties
• Complete customer risk assessments for prospective and existing customers
• Analyse transaction monitoring alerts and conduct detailed investigations
• Prepare high quality Unusual Matter Reports for review by the Senior AML Manager
• Conduct enhanced and ongoing customer due diligence using risk based and event driven approaches
• Review FATCA and CRS information and coordinate data for statutory submissions
• Advise internal teams on financial crime risks, regulatory obligations and complex escalations.

About you

• A relevant tertiary qualification in risk, law, business, financial crime or a related discipline
• Three to five years' experience in AML/CTF, KYC or fraud investigations
• ACAMS, ICA or an equivalent certification would be highly regarded, as would experience with complex entities and foreign clients.
• Strong knowledge of AML/CTF legislation, regulatory reporting and trust or company financial products
• Working knowledge of FATCA and CRS requirements
• Strong analytical skills, with the ability to assess complex datasets and identify risks or patterns
• Advanced Microsoft Excel skills, with the ability to analyse complex datasets and identify patterns or risks
• Experience with Fenergo and World Check, together with knowledge of funds, would be advantageous
• Excellent attention to detail, organisation and time management
• Clear communication and stakeholder engagement skills

We love hearing from people who are inspired to shape the future with us.

How we work

Our unique culture is underpinned by our three organisational behaviours, Stretch, Own it, Make an impact which drive our approach of day-to-day interactions with colleagues and clients, the way we approach decision-making to the questions we ask and the problems we solve. We're committed to creating an inclusive workplace where diversity is celebrated. No matter your background or circumstances, we aim to provide an environment where you can thrive.

Employee benefits

• We're committed to supporting hybrid working with our philosophy balancing business client and individual needs with 2 - 3 + days in modern recently renovated office
• Work from anywhere in Australia for up to one month each year
• An annual allowance to empower you to prioritise your personal wellbeing
• Study support and commitment to supporting professional development.