Senior Actuarial Analyst

Youi Insurance; Sunshine Coast Regional; Hybrid; AUD 120,000 - 180,000; Full time

Benefits offered by this job

22 days annual leave

Annual salary reviews

Free skin checks

Flu jabs

Wellbeing sessions

Discounted gym access

Discounted Youi insurance

Job summary

Youi Insurance is seeking an experienced actuarial professional on a hybrid basis, located in Australia. You will influence pricing, underwriting and portfolio performance by turning data into actionable recommendations and implementing changes across the full lifecycle of decisions.

The role emphasizes hands-on analysis, challenging assumptions and collaboration across Product, Marketing, Operations and Actuarial teams to deliver real business impact.

Qualifications

• Several years of actuarial experience in general insurance or similar analytical environment.
• Strong Excel, SAS and SQL capability working with large datasets.
• Ability to challenge assumptions and translate analysis into recommendations.
• Experience supporting pricing and underwriting changes.
• Proven ability to communicate with non-technical stakeholders.
• Progress beyond an actuarial degree with ongoing studies or development.

Responsibilities

• Analyzing portfolio and underwriting performance to identify trends, risks and opportunities.
• Using Excel, SQL and actuarial techniques to investigate complex problems and develop recommendations.
• Supporting pricing initiatives through analysis, modeling and commercial recommendations.
• Testing and implementing pricing and underwriting changes with operational teams.
• Collaborating with Product, Marketing, Operations and Actuarial stakeholders.
• Translating complex analysis into clear recommendations for technical and non-technical audiences.
• Improving tools, reporting and processes to inform decision-making.

Skills

Analytical thinking

Stakeholder communication

Problem solving

Education

Actuarial degree

Tools

Excel

SAS

SQL

Job description

You'll love this role if you're an experienced actuarial professional who wants more than a role focused on producing analysis and reporting.

You’ll work across pricing, underwriting and portfolio performance, using data to understand what is happening, why it is happening and what we should do about it. You’ll have the opportunity to follow problems from initial analysis through to recommendation, implementation and monitoring.

This is a hands‑on role for someone who enjoys getting into the detail, challenging assumptions and applying actuarial thinking to real commercial decisions.

You won’t be sitting on the sidelines producing analysis for someone else to interpret. You’ll get exposure to the full lifecycle of a decision, from identifying an issue in the portfolio, working out what is driving it and recommending a response, through to helping implement the change and understanding the outcome.

You’ll also work across multiple areas of the business, giving you broader commercial exposure than a traditional actuarial role.

What you’ll be doing

• Analysing portfolio and underwriting performance to identify emerging trends, risks and opportunities
• Using Excel, SQL and actuarial techniques to investigate complex business problems and develop actionable recommendations
• Supporting pricing initiatives through analysis, modelling and commercial recommendations
• Testing and implementing pricing and underwriting changes with operational teams
• Working directly with stakeholders across Product, Marketing, Operations and Actuarial
• Translating complex analysis into clear recommendations for both technical and non-technical stakeholders
• Improving the tools, reporting and processes the team uses to make decisions

What great looks like

• Several years of actuarial experience, ideally within general insurance, pricing or a similarly analytical commercial environment
• Strong Excel, SAS and SQL capability and confidence working directly with large datasets
• Ability to work through an ambiguous problem rather than waiting for a predefined analytical task
• Confidence questioning results, challenging assumptions and investigating what is driving an outcome
• Ability to turn analysis into a clear recommendation and course of action
• Confidence communicating with stakeholders who may not have an actuarial or technical background
• Progress beyond an actuarial degree and continued actuarial studies or professional development

Ways of working

• Hybrid model – in office Tuesday, Wednesday and Thursday
• Location - Youi HQ - Sippy Downs, Sunshine Coast or Chermside
• Standard hours - 8:00am – 4:00pm (flexible where needed)

What you get

• Clear pay Annual salary reviews.
• Time off you can plan around 22 days annual leave.
• A workplace you can feel Food trucks, themed days and team celebrations that bring real energy to the day.
• Leaders who back your growth Clear direction, regular coaching and real opportunities to grow.
• Practical benefits that support you day to day Free skin checks, flu jabs, wellbeing sessions, discounted gym access and discounted Youi insurance.
• Work that has real purpose Helping customers get back on track when life doesn't go to plan.

To discover more about our culture, values, and what we have to offer, visit youi.com.au/about-us/careers or jump on Instagram @yourlifeatyoui to see what work life with us looks like.

Why Youi

We're here to make insurance more human and provide a better alternative for our customers. As a challenger brand, we question the status quo to support people when life doesn't go to plan, with real people helping real customers at the moments that matter most.

It's also a place where you can make your mark. We grow our own people here, with clear pathways, structured development and hands‑on coaching helping many team members step into leadership roles across the business.

We're a performance‑driven business, and effort doesn't go unnoticed. Results are recognised and rewarded through incentives, everyday shout‑outs and programs like Youi Stars.

You’ll also see clear direction from senior leaders, with a strong focus on what matters most and a drive to get results without distractions.

As more customers choose Youi, we keep growing, creating new roles and real opportunities to build your career over time.