Risk Insurance Advisor

Cutcher & Neale Accounting and Financial Services; Newcastle; On-site; AUD 70,000 - 110,000; Full time

Job summary

Cutcher & Neale Accounting and Financial Services in Newcastle, Australia, seeks a Risk Insurance Advisor to join the Financial Planning and Wealth Management team. You will advise clients on Life, Trauma, TPD or Income Protection needs, tailoring solutions that fit their finances and goals.

You will work with clients and internal stakeholders to deliver high-quality advice, service, and peace of mind when it matters most. A current ARS and relevant qualifications are required.

Qualifications

• Have a current Authorised Representative Status
• Tertiary qualification in Commerce, Finance or a related field
• Diploma of Financial Services (Financial Planning) and RG146 compliance
• Meet FASEA, TASA and other relevant legislative requirements
• Strong relationship-building skills and ability to engage a broad range of stakeholders
• Pragmatic thinker with a genuine focus on creating smart client solutions

Responsibilities

• Meet with clients and respond to queries to understand and support their insurance needs
• Deliver tailored, strategic insurance advice aligned to each client’s personal and financial goals
• Coordinate the end-to-end implementation process in partnership with our paraplanning and administration teams
• Proactively review and update insurance strategies to ensure ongoing suitability
• Review and contribute to advice documents prepared by paraplanners and administrative team members
• Maintain strong relationships with clients, internal teams, and external providers
• Follow structured workflows and keep accurate client records
• Identify cross-referral opportunities within the client base
• Take part in training and development to strengthen technical and client service skills

Education

Tertiary qualification in Commerce, Finance or a related field

Diploma of Financial Services (Financial Planning) and RG146 compliance

Authorised Representative Status

Job description

At Cutcher & Nealewe areTrue Professionalswho believe in beingStronger Togetherby empowering our people to be their best and do their best work. We do this by providing a supportive team environment, ongoing professional and personal development opportunities, and a genuine balance between work and life commitments.

Visit our Careers page to see what our team have to say about working at Cutcher & Neale.

Your new opportunity

We’re looking for a Risk Insurance Advisor to join our Financial Planning and Wealth Management team. In this client-facing role, you’ll be responsible for advising clients on their insurance needs by understanding their financial position and tailoring personal insurance solutions that provide protection in the event of a Life, Trauma, TPD or Income Protection event. You’ll work collaboratively with clients and internal stakeholders to deliver high-quality advice, exceptional service, and peace of mind when it matters most.

What you'll do

• Meet with clients and respond to queries to understand and support their insurance needs
• Deliver tailored, strategic insurance advice aligned to each client’s personal and financial goals
• Coordinate the end-to-end implementation process in partnership with our skilled paraplanning and administration teams
• Proactively review and update insurance strategies to ensure ongoing suitability
• Review and contribute to advice documents prepared by paraplanners and administrative team members
• Maintain strong relationships with clients, internal teams, and external providers
• Follow structured workflows and keep accurate client records
• Identify cross-referral opportunities within the client base
• Take part in training and development to strengthen technical and client service skills

What you'll bring

• Have a current Authorised Representative Status
• Tertiary qualification in Commerce, Finance or a related field
• Diploma of Financial Services (Financial Planning) and RG146 compliance
• Meet FASEA, TASA and other relevant legislative requirements
• Strong relationship-building skills and ability to engage a broad range of stakeholders
• Pragmatic thinker with a genuine focus on creating smart client solutions