Risk & Compliance Manager

Lendi Group; Sydney; Hybrid; AUD 120,000 - 160,000; Full time

Benefits offered by this job

Hybrid working arrangement

Wellbeing programs

Parental Leave 18–26 weeks

Loyalty Leave after 3 years

Wellness initiatives

Job summary

Lendi Group is seeking a Risk & Compliance Manager to partner with frontline teams, provide practical risk advice, and strengthen controls across the business. You’ll help balance customer outcomes with growth while exploring automation and AI in control design.

You’ll work with stakeholders to embed risk frameworks, monitor emerging risks and deliver training to build risk capability across Australia and the Philippines.

Qualifications

• 3+ years’ experience in risk and compliance within consumer lending or related financial services.
• Strong understanding of Australian regulatory obligations (e.g., NCCP Act, Privacy, AML/CTF).
• Hands-on experience in control design, development and testing.
• Experience managing operational and compliance risks and incidents.
• Strong commercial judgement with pragmatic risk advice.
• Excellent stakeholder management and influencing skills.
• Strong written and verbal communication.
• Proactive, adaptable mindset and willingness to find smarter risk solutions.

Responsibilities

• Partner with the business on risk: provide practical risk and compliance advice to help teams make informed risk/reward decisions.
• Monitor and manage emerging risks: identify, assess and monitor risks, incidents and issues with appropriate actions and escalation.
• Strengthen our controls: design and advise on effective preventative and detective controls, including automation and technology opportunities.
• Embed risk frameworks: support RCSAs and embed risk management tools and processes across the business.
• Turn risk data into insight: monitor performance, identify trends and provide clear reporting for decision-making.
• Support supplier risk and governance: provide specialist advice across supplier risk and governance processes.
• Build risk capability: design and deliver practical training for risk and compliance.
• Keep our risk information on track: maintain risk management system data and support initiatives.

Skills

Risk management

Regulatory knowledge

Control design

Risk identification

Commercial judgement

Stakeholder engagement

Communication skills

Adaptability

Education

Relevant degree or professional qualification

Job description

Lendi Group is a market-leading digital platform business that is focused on revolutionising the entire property journey. It operates Lendi - Australia’s original and #1 digital mortgage brand - and the iconic Aussie franchise.

Powered by an advanced AI proprietary platform, a national network of 1,300 brokers, 230 retail stores, a team of experienced buyer’s agents, integrated property search and conveyancing, Aussie is supporting customers at every step of their property journey to find, buy and own with more confidence than ever before. Lendi Group’s loan book is more than $100b and it was named Australia’s Aggregator of the Year for 2024.

To learn more about life at Lendi Group check out our blog: https://www.lendi.com.au/inspire/category/life-at-lendi/

• Innovation at Our Core – We challenge the status quo and push boundaries to create better solutions, with a goal of becoming AI-native by June 2026.
• Work with the Best – Collaborate with some of the brightest minds in fintech, financial services, and strategy.
• Make an Impact – Contribute to meaningful projects that shape our business and the future of property finance.
• Grow & Evolve – Develop your skills and advance your career in a fast-moving, purpose-driven environment.

About The Role

We’re looking for a Risk & Compliance Manager to partner with our frontline teams and help make smart, commercially balanced risk decisions.

You’ll provide practical advice, constructive challenge and oversight across operational risk and compliance, helping the business understand its risks and strengthen its controls. Rather than simply identifying problems, you’ll work with stakeholders to find practical solutions that support both strong customer outcomes and business growth.

We’re also evolving how we manage risk, including exploring automation and AI in control design. If you enjoy challenging the status quo, influencing stakeholders and making risk management simpler and smarter, this could be a great fit.

Job Description

• Partner with the business on risk: Provide practical risk and compliance advice, constructive challenge and support to help teams make informed risk/reward decisions.
• Monitor and manage emerging risks: Identify, assess and monitor risks, incidents and issues, ensuring appropriate actions, escalation and follow-through.
• Strengthen our controls: Design and advise on effective preventative and detective controls, including opportunities to use automation and technology to improve how risks are managed.
• Embed risk frameworks: Support Risk and Control Self-Assessments (RCSAs) and help embed risk management tools, frameworks and processes across the business.
• Turn risk data into insight: Monitor risk performance, identify trends and prepare clear reporting and insights for divisional risk discussions and decision‑making.
• Support supplier risk and governance: Provide specialist advice across supplier risk and governance processes, helping ensure appropriate controls and oversight are in place.
• Build risk capability: Design and deliver practical operational risk and compliance training that helps stakeholders confidently manage risk in their day‑to‑day roles.
• Keep our risk information on track: Maintain accurate information within Lendi Group’s risk management system and support broader risk and compliance initiatives as required.

Qualifications

• What You’ll Bring:
  • 3+ years’ experience in risk and compliance within consumer lending, credit assistance, mortgage broking or a related financial services environment.
  • Strong understanding of relevant Australian regulatory obligations, including the National Consumer Credit Protection Act, Privacy Act and AML/CTF requirements.
  • Hands‑on experience in control design, development and testing.
  • Experience identifying, assessing and managing operational and compliance risks, incidents and issues.
  • Strong commercial judgement, with the ability to provide pragmatic risk advice while considering customer and business outcomes.
  • Excellent stakeholder management and influencing skills, with confidence engaging and constructively challenging stakeholders at all levels.
  • Strong written and verbal communication skills, with the ability to translate complex risk matters into clear, practical advice.
  • A proactive and adaptable mindset, with an interest in finding smarter ways to manage risk.
• Nice to Haves:
  • Experience with RCSAs, risk appetite frameworks and risk management systems.
  • Exposure to supplier / third‑party risk and governance.
  • Experience designing or delivering risk and compliance training.
  • Exposure to automation, AI or technology‑enabled approaches to risk and control management.
  • Relevant degree or professional qualification.

Additional Information

Lendi Group teams operate across Australia and the Philippines. Bringing together diverse expertise, innovative technology and a customer‑first approach, our teams work seamlessly to simplify the property journey, helping Australians find, buy and own property with confidence.

We support our people in a variety of ways, but a few of the benefits that our people rave about include:

• A vibrant, relaxed, yet professional culture.
• Hybrid working arrangement designed to support work‑life balance, while fostering meaningful connection and collaboration.
• A holistic wellbeing programs offering 24/7 support, including medical, mental health, and financial wellbeing services to enable our workforce to thrive at home and work.
• generous paid Parental Leave: we celebrate our growing Lendi Group family with 18‑26 weeks leave for primary carers and up to 4 weeks for secondary carers.
• An additional week’s Loyalty Leave each year after reaching 3 years’ service.
• Wellness initiatives with a strong focus on psychological safety.

We’re committed to fostering a diverse and inclusive community at Lendi Group. We believe that a team reflecting the world around us leads to greater innovation, stronger collaboration, and a more engaging workplace.

Our culture is guided by our 3 core values: We Are Stronger United; Act Like You Own It; and Keep Home Loans Human. Our values are part of our core DNA that helps Lendi Group attract, engage and evolve talent and build best‑in‑class products.

Feeling like you don’t meet all the skills listed? That’s ok; we are always on the lookout for different skills, experience, and qualities and so we’d still like to hear from you.