Retail Credit Risk Analyst/Manager – Data-Driven Insights

ING Australia; Sydney; On-site; AUD 90,000 - 130,000; Full time

Job summary

ING Australia is seeking talented risk professionals for permanent and fixed-term roles across analyst and manager levels in Retail Credit Risk. You will monitor portfolios, deliver risk insights and partner with Risk, Data and Technology to enhance data capabilities.

The team values automation, data quality, and innovative reporting solutions to strengthen governance and portfolio performance. Ideal candidates bring experience in credit risk analytics within financial services, strong SQL and

Qualifications

• Experience in credit risk analytics, portfolio monitoring, risk reporting or risk data management within financial services.
• Strong SQL, data analysis and reporting skills, with exposure to tools such as Tableau, Power BI or similar platforms.
• Knowledge of retail lending products including home loans, credit cards, personal lending and/or SME portfolios.
• Exceptional analytical and problem-solving skills with the ability to translate complex data into clear business insights.
• Strong stakeholder management skills and a passion for continuous improvement, innovation and the use of emerging technologies.

Responsibilities

• Monitor portfolio performance and identify emerging risks across retail and SME lending portfolios.
• Deliver actionable risk insights, reporting and analysis to support business and risk decision-making.
• Partner with stakeholders across Risk, Data and Technology to enhance data, reporting and analytical capabilities.
• Drive improvements through automation, data quality initiatives and innovative reporting solutions.
• Contribute to strategic projects that strengthen risk management, governance and portfolio performance.

Skills

SQL

Data analysis

Tableau

Power BI

Stakeholder management

Automation

Problem solving

Tools

Tableau

Power BI

Job description

ING Australia is seeking talented risk professionals for permanent and fixed-term roles across analyst and manager levels in Retail Credit Risk. You will monitor portfolios, deliver risk insights and partner with Risk, Data and Technology to enhance data capabilities.

The team values automation, data quality, and innovative reporting solutions to strengthen governance and portfolio performance. Ideal candidates bring experience in credit risk analytics within financial services, strong SQL and