Regulatory Compliance Officer

Xe.com; Sydney; On-site; AUD 90,000 - 140,000; Full time

Benefits offered by this job

Competitive market-based salary

Annual Discretionary Bonus

12% Superannuation

20 days annual leave increasing with 1

Birthday day off

ESPP (Employee Share Purchase Plan)

Mental Health and Wellbeing support

Volunteering day

Job summary

Xe.com is seeking a Regulatory Compliance Officer to support the regulatory framework across Australia and New Zealand. You will advise on regulatory matters, monitor developments, and assist in reporting and assurance activities, embedding compliance into products and operations.

You will work closely with the Head of Compliance APAC to implement regulatory changes, drive training, and ensure a strong culture of compliance within a fast-paced fintech environment.

Qualifications

• Bachelor’s degree in Law, Economics, or Business Administration.
• Minimum 2 years AML/CTF or Compliance Risk experience.
• Experience writing policies and performing compliance risk assessments.
• Strong analytical, operational, and problem-solving skills.
• Excellent verbal and written communication skills.
• Proficient in Excel, Power BI and data analysis.

Responsibilities

• Regulatory Reporting: Prepare, coordinate, and support the submission of regulatory reports, returns, notifications, and filings to relevant regulators.
• Regulatory Training and Awareness: Develop and deliver compliance training and awareness programmes.
• Policy and Procedure Management: Review, maintain, and update compliance policies and frameworks.
• Regulatory Remediation and Compliance Assurance: Identify and remediate issues; monitor action plans.
• Regulatory Advisory and Business Support: Provide day-to-day regulatory compliance guidance to stakeholders.
• Regulatory Projects and Strategic Initiatives: Support regulatory change implementation and licensing activities.

Skills

Analytical skills

Communication skills

Excel

Power BI

Data analysis

AML/CTF knowledge

Policy writing

Education

Bachelor’s degree in Law / Economics / Business Administration

Job description

At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300 million people access information about the currencies that matter to them and over 225,000 people used us to send money overseas.

ABOUT THIS ROLE

We are currently looking for a Regulatory Compliance Officer to join our growing team who will be responsible for supporting the effective implementation and oversight of Xe's regulatory compliance framework across Australia and New Zealand. The role focuses on ensuring the business complies with applicable laws, regulations, regulatory obligations, and industry standards. The Regulatory Compliance Officer provides advice on regulatory matters, monitors legislative and regulatory developments, supports regulatory reporting and compliance assurance activities, and works closely with business stakeholders to embed regulatory requirements into products, services, and business operations. The position plays a key role in maintaining a strong culture of compliance and ensuring the organisation meets its regulatory obligations in a dynamic regulatory environment.

OUR PRINCIPLES

• AMBITION - We dream big, try things out and always ask “why not?” and “what if?” We’re ambitious in our thinking and our delivery
• RESPONSIBILITY - We get involved, bring our perspective, and are always open to new ideas. We take personal responsibility
• COMMUNITY - We value a sense of belonging, trusting each other and encouraging authenticity. We contribute to our community

ROLES & RESPONSIBILITIES

• Regulatory Reporting: Prepare, coordinate, and support the submission of regulatory reports, returns, notifications, and filings to relevant regulators. Monitor reporting obligations to ensure accuracy, completeness, and timely submission in accordance with regulatory requirements.
• Regulatory Training and Awareness: Develop and deliver compliance training and awareness programmes to ensure employees understand their regulatory obligations and responsibilities. Promote a strong culture of compliance across the business through ongoing education and guidance.
• Policy and Procedure Management: Review, maintain, and update compliance policies, procedures, and frameworks to reflect changes in laws, regulations, industry standards, and business activities. Support policy implementation and ensure regulatory requirements are effectively embedded within business operations.
• Regulatory Remediation and Compliance Assurance: Support the identification, assessment, and remediation of regulatory compliance issues, control gaps, and audit findings. Coordinate remediation activities with relevant stakeholders, monitor progress against action plans, and assist in ensuring timely and sustainable resolution of compliance matters.
• Regulatory Advisory and Business Support: Assist the Head of Compliance APAC in providing day-to-day regulatory compliance advice and guidance to business stakeholders. Support the assessment of regulatory impacts arising from new products, services, business initiatives, and regulatory developments.
• Regulatory Projects and Strategic Initiatives: Support the delivery of regulatory compliance projects and strategic initiatives, including regulatory change implementation, licensing activities, regulatory engagements, compliance framework enhancements, and other priorities identified by the Head of Compliance APAC.

POSITION REQUIREMENTS

• Law, Economics, Business Administration Bachelor’s degree, or equivalent.
• Minimum +2 years of experience in AML/CTF environment or Compliance Risk management.
• Experience writing policies and performing compliance risk assessments.
• Strong analytical, operational, and problem-solving skills are a must.
• Strong verbal and written communication skills.
• Well versed in Excel, Power BI and data analysis, with high attention to detail.

PERKS & BENEFITS

• Competitive market-based salary
• Annual Discretionary Bonus
• 12% Superannuation
• 20 days annual leave increasing with each year of service (capped at 25 days
• Paid day off for your Birthday
• Discounted Euronet Employee Share Purchase Plan (ESPP)
• Plumm Mental Health and Wellbeing
• Volunteering day for a charity of your choice