Mortgage Broker

Auctus Coaching; Sydney; Remote; AUD 150,000 - 200,000; Full time

Benefits offered by this job

100% remote work

Leads provided

High earnings potential

Job summary

Auctus Coaching is seeking a Refinancing Specialist to join our Sydney-based brokerage as a fully remote expert in credit strategy and client advisory. You will work from home, with backend processing handled and 100% leads provided to maintain a strong client engagement.

Deliver tailored credit advice, evaluate scenarios, and structure optimal refinance solutions for clients, leveraging a high-performance support team to maximize outcomes.

Qualifications

• Minimum 1 year of experience as a practicing Mortgage Broker in Australia.
• Residential lending knowledge and credit policy familiarity.
• Remote-readiness and ability to work independently.

Responsibilities

• Credit Strategy & Advice: conduct discovery to analyze client positions and deliver compliant, high-value credit advice.
• Deal Structuring: evaluate serviceability and policies to recommend refinancing paths.
• High Conversion Rate: engage leads quickly via phone/video with authoritative credit expertise.
• Clean File Handovers: hand complete files to backend team for processing.
• Client Relationship Management: act as the primary credit advisor during the process.

Skills

Credit strategy

Credit advice

Client advisory

Residential lending

Best Interests Duty

Education

Certificate IV in Finance and Mortgage Broking

Diploma of Finance and Mortgage Brokerage Management

Job description

Are you an expert Mortgage Broker who excels at financial analysis, credit strategy, and client advisory, but wants the freedom of a fully remote position without the burden of administrative processing?

We are a high-volume, Sydney-based brokerage and we are looking for a Refinance Specialist to join our team.

In this role, your primary focus is delivering tailored credit advice, evaluating financial scenarios, and structuring optimal refinance solutions for our clients from the comfort of your home office. You do not need to hunt for business or manage data entry / processing tasks. We provide 100% of your leads along with a dedicated support team to handle all of the backend work, allowing you to focus on what you do best.

About the Role

Are you an expert Mortgage Broker who excels at financial analysis, credit strategy, and client advisory, but wants the freedom of a fully remote position without the burden of administrative processing?

We are a high-volume, Sydney-based brokerage and we are looking for a Refinance Specialist to join our team.

In this role, your primary focus is delivering tailored credit advice, evaluating financial scenarios, and structuring optimal refinance solutions for our clients from the comfort of your home office. You do not need to hunt for business or manage data entry / processing tasks. We provide 100% of your leads along with a dedicated support team to handle all of the backend work, allowing you to focus on what you do best.

What Makes This Role Different?

• 100% Remote Flexibility: Enjoy the autonomy of working entirely from home with high-performance operational systems and backend team support.

• 100% Leads Provided: A steady lead flow meaning zero cold calling, self-prospecting, or networking required.

• Pure Credit Advice Focus: Our dedicated backend team handles data entry, file assembly, bank follow-ups, and post-lodgement tracking, allowing you to concentrate exclusively on client engagement and credit strategy.

• Earn What You're Worth: Competitive base salary paired with a high-yielding commission structure with realistic top-tier earnings of $150K – $200K+ OTE.

• Supportive Culture: A professional yet collaborative remote environment backed by experienced colleagues.

Key Responsibilities

• Credit Strategy & Advice: Conduct discovery sessions to analyse client financial positions, income documents, and debt structures to deliver compliant, high-value credit advice under Best Interests Duty (BID).

• Deal Structuring: Evaluate serviceability, bank credit policies, and complex scenarios across our extensive lender panel to recommend optimal refinancing pathways.

• High Conversion Rate: Convert incoming leads through rapid engagement, strong phone and video discipline, and authoritative credit expertise.

• Clean File Handovers: Formulate advice structures and hand complete, clean files to the backend team for data entry and end-to-end processing.

• Client Relationship Management: Act as the trusted primary credit advisor throughout the advice stage to maintain client momentum and trust.

Work From Home Setup Requirements

To succeed in this fully remote position, candidates must have the following home office setup ready prior to commencement:

• Dedicated Workspace: A quiet, private, and distraction-free home office environment suitable for professional phone and video calls with clients.

• High-Speed Internet: Fast, reliable high-speed broadband (NBN) connection to support cloud systems, aggregator software, and video conferencing.

What We’re Looking For

Experience: Minimum 1 year of experience as a practicing Mortgage Broker in Australia with a strong foundation in residential lending and credit policy.

Qualifications:

• Certificate IV in Finance and Mortgage Broking (Required)

• Diploma of Finance and Mortgage Brokerage Management (Highly Preferred)

Remote Readiness & Hustle: Self-motivated, disciplined, high-energy professional who thrives in a fast-paced remote work setting.

Technical Sharpness: Deep knowledge of credit policy, serviceability calculators, income verification, and NCCP/BID compliance requirements.

Communication: Ability to articulate complex credit advice into clear, actionable recommendations over phone and video.