Mortgage Broker

10FFA RAC Finance Ltd; Perth; On-site; AUD 70,000 - 110,000; Full time

Job summary

RAC Finance in WA is seeking an experienced mortgage broker to advise members on home loan options and guidance on their financial goals. You will structure and assess applications end-to-end, ensuring accuracy and compliance while building strong lender and partner relationships across the real estate and settlement ecosystem.

The role emphasizes staying up-to-date with lending regulations and contributing to quality referrals.

Qualifications

• Cert IV or Diploma in Finance & Mortgage Broking (or equivalent).
• Minimum 3 years' experience in mortgage broking, home lending, or financial services.
• Strong knowledge of lending regulations (NCCP, AML/CTF, Privacy).
• Proven sales performance and ability to build profitable referral networks.
• Exceptional communication, analytical and relationship-building skills.
• High attention to detail and strong time management.
• Ability to work autonomously and collaboratively.
• WA driver's license and flexibility for client meetings and after-hours availability.

Responsibilities

• Support members in understanding their financial situation and future goals.
• Provide expert advice on suitable home loan products across multiple lenders.
• Structure and assess applications end-to-end, ensuring accuracy and compliance.
• Build and maintain strong relationships with lenders, BDMs, real estate agents, settlement agents, and internal stakeholders.
• Drive quality referral networks and repeat business.
• Stay current with lending regulations, industry developments, and best practice.
• Champion RAC's culture and LEAD behaviours in everything you do.

Skills

Communication

Analytical skills

Relationship building

Education

Cert IV in Finance & Mortgage Broking

Diploma in Finance & Mortgage Broking

Job description

What You'll Do

• Support members in understanding their financial situation and future goals
• Provide expert advice on suitable home loan products across multiple lenders
• Structure and assess applications end-to-end, ensuring accuracy and compliance
• Build and maintain strong relationships with lenders, BDMs, real estate agents, settlement agents, and internal stakeholders
• Drive quality referral networks and repeat business
• Stay current with lending regulations, industry developments, and best practice
• Champion RAC's culture and LEAD behaviours in everything you do

What You'll Bring

• Cert IV or Diploma in Finance & Mortgage Broking (or equivalent)
• Minimum 3 years' experience in mortgage broking, home lending, or financial services
• Strong knowledge of lending regulations (NCCP, AML/CTF, Privacy)
• Proven sales performance and an ability to build profitable referral networks
• Exceptional communication, analytical and relationship‑building skills
• High attention to detail and strong time management
• Ability to work both autonomously and collaboratively
• A WA driver's license is required, along with some flexibility for client meetings and occasional after-hours availability.

Why RAC?

At RAC Finance, you'll join a team driven to create better outcomes for our members and a better WA. We invest in our people, celebrate innovation, and empower our teams to deliver meaningful outcomes for our members. Enjoy a supportive environment, ongoing professional development, and the stability of joining one of WA's most trusted member organisations.

RAC is a purpose‑led member organisation. Established in 1905, RAC has evolved into one of the most trusted organisations in the state, with more than 1.3 million members. At RAC we don't have shareholders. That means we reinvest our profits for the better of our members and our State. Our Purpose is to be the driving force for a better WA. Our Vision to 2030 is to create a safer, sustainable and connected future for Western Australians. Our Mission is delivering great member services and experiences, whilst inspiring positive community change that makes life better in WA.

RAC is an equal opportunity employer. We continue to build an inclusive workplace where we respect and celebrate differences. We encourage applications from diverse groups including Indigenous and Torres Strait Islander people, physical ability, all ages, LGBTQI+ identities, all languages and diverse cultures and backgrounds.