MLRO

ABM Global Compliance; Victoria; On-site; AUD 180,000 - 280,000; Full time

Job summary

Abm Global Compliance (UK) Ltd, on behalf of a remittance client registered with AUSTRAC, seeks a locally based MLRO to act as AML/CTF Compliance Officer. This is a senior oversight role, not a day-to-day transaction reviewer.

You will own AML/CTF policies, risk assessments, and reporting oversight, guiding the operations team and interfacing with regulators and banks. Based in Australia, you’ll provide judgement and accountability above routine compliance tasks.

Qualifications

• Senior AML/CTF compliance professional
• Experience in remittance/payments/financial services preferred
• Knowledge of AUSTRAC regime and reforms
• Ability to interact with regulators and banks

Responsibilities

• Act as named AML/CTF Compliance Officer and main AUSTRAC contact
• Own AML/CTF policies, risk assessments and procedures
• Decide on suspicious matter reports and oversee reporting obligations
• Approve high-risk customers, PEPs and escalated cases
• Oversee KYC/CDD, EDD, sanctions screening and transaction monitoring quality
• Represent client with banks and financial institutions
• Report to Director on compliance health and remediation
• Be reachable for regulator or bank inquiries

Skills

AML/CTF experience

Regulatory liaison

Risk assessment

Policy oversight

Decision making

Job description

We’re recruiting on behalf of one of our clients, a remittance business registering and operating under AUSTRAC. They need an experienced, locally based MLRO to act as their AML/CTF Compliance Officer.

This is a senior oversight role. You won’t be processing customers all day. The client’s operations team handles customer onboarding and routine compliance administration, supported by an external compliance retainer. You provide the oversight, judgement and accountability that sits above that work.

What you’ll do

• Act as the client’s named AML/CTF Compliance Officer and main contact for AUSTRAC
• Own the AML/CTF policies, ML/TF risk assessment and procedures under the current AML/CTF Act and Rules
• Decide on suspicious matter reports and oversee reporting obligations
• Approve high-risk customers, PEPs and escalated cases
• Oversee the quality of KYC/CDD, EDD, sanctions screening and transaction monitoring carried out by the operations team
• Represent the client in dealings with banks and other financial institutions
• Report regularly to the Director on compliance health, issues and remediation
• Support independent evaluations and act on findings
• Be reachable for urgent matters such as regulator or bank enquiries

What we’re looking for

• Based in Australia
• Proven AML/CTF experience, ideally in remittance, payments or financial services
• Working knowledge of the AUSTRAC regime following the March 2026 reforms
• Comfortable dealing directly with regulators and bank compliance teams
• Fit and proper, and eligible to be notified as a compliance officer under the current Rules
• Able to make decisions and stand behind them

Hours and pay

• Hours are flexible and will be agreed once the role is scoped. Reasonable availability for urgent matters is expected. Retainer to be discussed with suitable candidates.