Liquidity Risk Manager

ING Australia; Sydney; On-site; AUD 140,000 - 190,000; Full time

Benefits offered by this job

Discounted ING Health Insurance

Rest Day for wellbeing

IMPACT day for sustainability

Job summary

ING Australia is seeking a Liquidity Risk Manager to join our Market Risk team in Sydney. You will help maintain a robust liquidity and funding position, providing independent oversight and influencing risk decisions across risk, treasury and strategy.

With 5+ years in liquidity risk or related fields and strong APRA knowledge, you will translate complex concepts for senior stakeholders and contribute to stress testing, reporting and risk framework enhancements in a dynamic banking environment.

Qualifications

• 5+ years’ experience in liquidity risk, treasury risk or a related risk discipline within banking.
• Proven knowledge of liquidity and funding risk management and stress testing.
• Understanding of APRA standards and regulatory developments affecting liquidity risk.
• Tertiary qualifications in Finance, Mathematics, Statistics, Actuarial Studies or related quantitative discipline.
• Excellent analytical, communication and stakeholder management skills.

Responsibilities

• Support the development and ongoing enhancement of liquidity and funding risk frameworks, policies and risk appetite.
• Design, execute and analyse liquidity stress testing to assess risk exposures under a range of market scenarios.
• Deliver timely and insightful liquidity and funding risk reporting to senior management, committees and regulators.
• Provide independent review and challenge of liquidity risk management practices and assumptions.
• Partner with Treasury, Risk and business stakeholders to support sound risk-based decision making.

Skills

Liquidity risk management

Stress testing

Regulatory knowledge

Stakeholder management

Quantitative analysis

Education

Finance/Mathematics/Statistics/Actuarial studies

Job description

At ING, you’ll join a collaborative, inclusive and high-performing culture where your expertise is valued and your ideas can make a real impact.

As Liquidity Risk Manager within our Market Risk team, you’ll play a critical role in helping the bank maintain a strong and sustainable liquidity and funding position, working at the intersection of risk, treasury and strategy. This is a unique opportunity to influence key risk decisions, provide independent oversight and challenge on liquidity and funding risk matters, partner with senior stakeholders across the business and help shape the future of risk management within one of Australia’s leading digital banks.

As a trusted risk advisor, you’ll leverage your quantitative expertise and commercial acumen to assess emerging risks, deliver meaningful insights to senior stakeholders and contribute to key decisions that shape the bank’s balance sheet and risk profile. You’ll also have the opportunity to work on complex regulatory and prudential matters, stress testing initiatives and risk framework enhancements in a dynamic and evolving environment.

What you’ll do

• Support the development and ongoing enhancement of liquidity and funding risk frameworks, policies and risk appetite.
• Design, execute and analyse liquidity stress testing to assess risk exposures under a range of market scenarios.
• Deliver timely and insightful liquidity and funding risk reporting to senior management, committees and regulators.
• Provide independent review and challenge of liquidity risk management practices and assumptions.
• Partner with Treasury, Risk and business stakeholders to support sound risk-based decision making.

What we’re looking for

• Proven knowledge of liquidity and funding risk management, stress testing and prudential requirements.
• 5+ years’ experience in liquidity risk, treasury risk or a related risk discipline within banking.
• Understanding of APRA standards and broader regulatory developments impacting liquidity risk.
• Tertiary qualifications in Finance, Mathematics, Statistics, Actuarial Studies or a related quantitative discipline.
• Excellent analytical, communication and stakeholder management skills with the ability to translate complex concepts into practical outcomes.

What’s in it for you?

• Discounted ING Health Insurance
• An additional Rest Day to support your wellbeing
• An IMPACT day to volunteer on approved sustainability activity

About Us

At ING, we’re all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities we’re proud to support. Joining ING means stepping into an environment where your individuality isn’t just welcomed - it’s celebrated. We’ve built a culture that’s fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing.

Whether you’re taking ownership of exciting projects, thinking outside the box, or working with global colleagues, you’ll find ING is the kind of place where growth isn’t just a possibility; it’s a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace, you’ll feel the difference in how we value and champion our people.

We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if you’re interested but don’t meet all the criteria, we encourage you to apply. We’re invested in fostering a diverse and inclusive workplace where everyone feels like they belong. We’re your allies in helping you do your thing during the recruitment process, so let us know (email below) if you require any support or adjustments when you apply

(One last note: We operate using a direct talent sourcing model, so no agency introductions, please.)

ING is Australia’s most recommended bank according to RFI Global’s Consumer Atlas Survey, January–June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia.

Need more?

Contact: Skye Griffiths on [e-mail]

For support and adjustments, including DEI, LGBTQI+ confidential application support enquiries: [e-mail]