Liquidity Risk Manager

ing; Sydney; On-site; AUD 150,000 - 210,000; Full time

Benefits offered by this job

Discounted ING Health Insurance

An additional Rest Day

IMPACT day to volunteer

Job summary

ING Australia is seeking a Liquidity Risk Manager to strengthen our Market Risk capabilities. You will design and enhance liquidity risk frameworks, run stress tests, and deliver clear senior-management reporting to support prudent funding decisions.

In this role, you will collaborate across Treasury, Risk and business units, ensure APRA regulatory alignment, and act as a trusted risk advisor influencing key balance sheet decisions within a leading digital bank.

Qualifications

• Proven knowledge of liquidity and funding risk management, stress testing and prudential requirements.
• 5+ years' experience in liquidity risk, treasury risk or a related risk discipline within banking.
• Understanding of APRA standards and broader regulatory developments impacting liquidity risk.

Responsibilities

• Support the development and ongoing enhancement of liquidity and funding risk frameworks, policies and risk appetite.
• Design, execute and analyse liquidity stress testing to assess risk exposures under a range of market scenarios.
• Deliver timely and insightful liquidity and funding risk reporting to senior management, committees and regulators.
• Provide independent review and challenge of liquidity risk management practices and assumptions.
• Partner with Treasury, Risk and business stakeholders to support sound risk-based decision making.

Skills

Liquidity risk management

Stress testing

Regulatory knowledge (APRA)

Stakeholder management

Analytical thinking

Education

Tertiary qualifications in Finance/Math/Stats/Actuarial

Job description

About ING

At ING, you'll join a collaborative, inclusive and high-performing culture where your expertise is valued and your ideas can make a real impact.

As Liquidity Risk Manager within our Market Risk team, you'll play a critical role in helping the bank maintain a strong and sustainable liquidity and funding position, working at the intersection of risk, treasury and strategy. This is a unique opportunity to influence key risk decisions, provide independent oversight and challenge on liquidity and funding risk matters, partner with senior stakeholders across the business and help shape the future of risk management within one of Australia's leading digital banks.

As a trusted risk advisor, you'll leverage your quantitative expertise and commercial acumen to assess emerging risks, deliver meaningful insights to senior stakeholders and contribute to key decisions that shape the bank's balance sheet and risk profile.

You'll also have the opportunity to work on complex regulatory and prudential matters, stress testing initiatives and risk framework enhancements in a dynamic and evolving environment.

What you'll do

• Support the development and ongoing enhancement of liquidity and funding risk frameworks, policies and risk appetite.
• Design, execute and analyse liquidity stress testing to assess risk exposures under a range of market scenarios.
• Deliver timely and insightful liquidity and funding risk reporting to senior management, committees and regulators.
• Provide independent review and challenge of liquidity risk management practices and assumptions.
• Partner with Treasury, Risk and business stakeholders to support sound risk-based decision making.

What we're looking for

• Proven knowledge of liquidity and funding risk management, stress testing and prudential requirements.
• 5+ years' experience in liquidity risk, treasury risk or a related risk discipline within banking.
• Understanding of APRA standards and broader regulatory developments impacting liquidity risk.
• Tertiary qualifications in Finance, Mathematics, Statistics, Actuarial Studies or a related quantitative discipline.
• Excellent analytical, communication and stakeholder management skills with the ability to translate complex concepts into practical outcomes.

What's in it for you?

• Discounted ING Health Insurance
• An additional Rest Day to support your wellbeing
• An IMPACT day to volunteer on approved sustainability activity

About Us

At ING, we're all about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communities we're proud to support. Joining ING means stepping into an environment where your individuality isn't just welcomed - it's celebrated. We've built a culture that's fun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing.

Whether you're taking ownership of exciting projects, thinking outside the box, or working with global colleagues, you'll find ING is the kind of place where growth isn't just a possibility; it's a promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace, you'll feel the difference in how we value and champion our people.

We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, if you're interested but don't meet all the criteria, we encourage you to apply. We're invested in fostering a diverse and inclusive workplace where everyone feels like they belong. We're your allies in helping you do your thing during the recruitment process, so let us know (email below) if you require any support or adjustments when you apply.

ING is Australia's most recommended bank according to RFI Global's Consumer Atlas Survey, January-June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia.

Contact: Skye Griffiths on [e-mail]

For support and adjustments, including DEI, LGBTQI+ confidential application support enquiries: [e-mail]

Applications close 2 weeks from live

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