Lending Consultant

Omnirex Partners Pty Ltd; Willoughby City Council; Hybrid; AUD 90,000 - 150,000; Full time

Benefits offered by this job

Competitive base + commission

Hybrid Chatswood office

Mentoring from Credit Specialists

Progression opportunities

Job summary

Omnirex Partners Pty Ltd is a Sydney-based finance brokerage with a strong focus on asset and equipment finance, secured and unsecured business lending, commercial facilities and consumer lending. We are seeking a Lending Consultant who can originate and structure deals in a client-facing role from our Chatswood office, working across Australian lender panels and with Credit Specialists.

You will manage opportunities end-to-end, assess affordability and risk, and ensure compliance with NCCP,

Qualifications

• Must have strong financial interpretation skills including PAYG and BAS.
• Excellent written and verbal communication with clients and lenders.
• High attention to detail and strong stakeholder management.

Responsibilities

• Source and manage lending opportunities from inquiry through credit assessment.
• Structure asset finance and business lending across secured and unsecured facilities.
• Ensure compliance with NCCP, AML/CTF and privacy requirements.
• Maintain an accurate CRM pipeline and build lender relationships.

Skills

Bilingual English/Chinese (Mandarin/C粤

Education

Cert IV or Diploma in Finance & Mortgage Broking

MFAA or FBAA membership

Bachelor’s degree in Finance/Business/Accounting

Job description

Lending Consultant | Asset Finance, Business & Commercial Lending

Chatswood NSW | Full-time, hybrid | Base + commission

About us

Omnirex Partners is a Sydney-based finance brokerage headquartered in Chatswood, working with clients across Australia.

We hold accreditations with more than 40 lenders, spanning major banks, specialist financiers and private funders across the prime, near-prime and non-conforming segments. That breadth is what lets us place transactions other brokerages turn away.

Our work covers asset and equipment finance, secured and unsecured business lending, commercial finance, personal loans and home loans. Recent deals range from unsecured working capital facilities for growing businesses through to a $1M aircraft facility for a client importing from Canada. That is the kind of transaction that only settles when the structure is right from the outset.

We were named Best New Partner at the 2025 ALG Finance Awards. We think structurally rather than reactively, we know where each lender's appetite genuinely sits, and we build long-term client relationships rather than one-off transactions.

The role

You will manage lending opportunities from initial enquiry through discovery, structuring and credit assessment, across asset and equipment finance, secured and unsecured business loans, commercial facilities and consumer lending including personal loans.

This is a hands-on origination and client-facing role, suited to someone who enjoys direct client contact, understands lender appetite, and can structure a deal correctly the first time. You will work closely with our Credit Specialists, referral partners and lender BDMs, and play a direct part in growing our lending book.

What you'll be doing

Origination and client management

• Manage inbound enquiries and referral leads, qualify clients and identify funding needs
• Conduct discovery to establish purpose of funds, amount, term, security position and structure preferences
• Present finance options clearly, covering rate, term, fees, balloon or residual settings and total cost, so clients can make informed decisions
• Build relationships with referral sources including accountants, dealers, vendors and existing clients
• Maintain an accurate CRM pipeline with disciplined follow-up and clear file notes

Structuring and credit assessment

• Structure asset finance across chattel mortgage, hire purchase, finance lease, rental and novated arrangements, assessing asset type and age against lender parameters
• Structure secured and unsecured business lending including working capital, cash flow and term facilities
• Structure consumer lending including personal loans and vehicle finance, assessing income, living expenses and existing commitments for suitability and affordability
• Analyse serviceability and risk using BAS, ATO portal and tax position, business bank statements (Illion), P&L and balance sheets, PAYG income and Equifax credit files
• Assess property-backed vs non-property-backed positions, existing unsecured exposure and adverse credit history
• Match each deal to the right lender based on current appetite, pricing, doc requirements and turnaround

Compliance

• Meet all regulatory obligations including the NCCP Act, responsible lending and Best Interests Duty on consumer-regulated transactions, AML/CTF and KYC requirements, and the Privacy Act
• Maintain complete, audit-ready file documentation on every transaction

What you bring

• Fluency in Chinese (Mandarin and/or Cantonese) and English. A substantial portion of our client base is Chinese-speaking, and you will conduct meetings, explain finance options and prepare correspondence in both languages, so this is an inherent requirement of the role
• Proven ability to interpret financial information including PAYG income, BAS, business bank statements, P&L and balance sheets, and to assess affordability and credit risk
• Excellent written and verbal client-facing communication, with the ability to explain options clearly and manage expectations
• High attention to detail across documentation and compliance
• Strong stakeholder management across clients, lenders, accountants and internal teams
• Results-driven, with strong time management and pipeline control

Highly regarded

• Prior experience in broking, banking, asset finance, business lending, consumer lending or financial services
• Familiarity with Australian lender panels across prime, near-prime and non-conforming segments
• Cert IV or Diploma in Finance and Mortgage Broking; MFAA or FBAA membership
• Bachelor's degree in Finance, Business, Accounting or a related field

What we offer

• Competitive base salary plus a commission structure that rewards performance
• Hybrid working from our Chatswood office
• Access to a broad, well-established lender panel and direct BDM relationships
• Mentoring from experienced Credit Specialists and genuine progression pathways
• Ongoing training, accreditation support and compliance resourcing
• A collaborative team where creative deal structuring is encouraged, not discouraged

Applicants must have full working rights in Australia.

Omnirex Partners Pty Ltd | Australian Credit Licence 575057