Hybrid Credit Risk Analyst: Drive Trade Credit & Insights

Bega Cheese; Melbourne; Hybrid; AUD 90,000 - 120,000; Full time

Job summary

Bega Group in Melbourne (Docklands) seeks a Credit Risk Analyst to manage core credit risk processes, assess new and existing customers, set credit limits, and handle trade credit insurance. The role collaborates with Sales and Credit teams and improves systems and processes.

The position is permanent full-time with in-office days in Docklands, expanding in 2027. Join a growing ASX 200 listed company with strong community focus, exciting product brands, and a culture of continuous improvement.

Qualifications

• Extensive B2B credit risk management experience, including working with Sales and Finance stakeholders and implementing process and systems improvements
• Proficiency in SAP/M3 and a strong understanding of trade credit insurance processes and compliance
• Knowledge of Australian entity types (including trusts, trustees and trust deeds), insolvency types, and credit bureau tools
• Data analysis and reporting skills, with Excel and Power BI preferred
• Sharp attention to detail, ability to juggle priorities and meet deadlines, and a problem-solving mindset

Responsibilities

• Assess new customer credit applications within one business day, and set and maintain credit limits and risk codes across our ERP systems, including SAP
• Apply for trade credit insurance cover, monitor overdue accounts, and submit claims to our insurer through to payment
• Prepare the annual insurer report, join weekly risk exposure discussions, and work with our Mercantile/Insurers agent to close out customer queries
• Produce weekly customer exposure reports and give Sales and Finance clear insights on account status
• Partner with Sales and Credit teams on customer credit strategies, support projects and automation initiatives, and back up your Credit Services colleagues

Skills

Credit risk management

SAP/M3

Data analysis

Excel

Power BI

Trade credit insurance

Tools

SAP/M3

Power BI

Excel

Job description

Bega Group in Melbourne (Docklands) seeks a Credit Risk Analyst to manage core credit risk processes, assess new and existing customers, set credit limits, and handle trade credit insurance. The role collaborates with Sales and Credit teams and improves systems and processes.

The position is permanent full-time with in-office days in Docklands, expanding in 2027. Join a growing ASX 200 listed company with strong community focus, exciting product brands, and a culture of continuous improvement.