Financial Planning & Analysis Analyst

BNK Banking Corporation; Sydney; Hybrid; AUD 110,000 - 120,000; Full time

Job summary

BNK Banking Corporation Limited is seeking a Financial Planning & Analysis Analyst in Sydney to join a dedicated finance team across Australia. The role focuses on planning, forecasting, and capital management to support BNK’s growth and regulatory reporting.

You will contribute to monthly CEO/ELT/Board reporting, liquidity management, and strategic projects while ensuring strong controls and data integrity across financial models.

Qualifications

• Degree in Accounting or Finance; masters beneficial.
• Minimum 4 years’ finance experience in Banking/FS.
• Strong financial modelling and Excel skills.
• Experience reporting on daily liquidity and funding operations.
• Experience with TechOne highly regarded.
• Understanding of APRA reporting standards.

Responsibilities

• Prepare monthly results and analysis for CEO, ELT and Board.
• Monitor and analyse financial KPIs such as Capital ratios, RoE, NIM, Cost-Income, Liquidity.
• Be a member of results group for investor relations and ASX updates.
• Ad-hoc financial and scenario analysis as required.
• Maintain planning, forecasting and budgeting (rolling forecast, quarterly, annual budget, 5-year plan).
• Support capital management and planning with modelling and scenarios.
• Expense analysis and projection; maintain financial models and controls.
• 5 Maintain documentation, procedures, security and controls for models.

Skills

Financial modelling

Excel skills

Liquidity reporting

APRA reporting

Confidentiality

Communication

Problem solving

Independent work

Adaptability

TechOne

Education

Degree in Accounting or Finance

Masters degree beneficial

Tools

TechOne

Job description

You will work with a dedicated team of finance professionals located in offices across Australia to ensure BNK’s financial success.

Position: Financial Planning & Analysis Analyst

Location: Sydney

Job type: Permanent Full-time

Pay: $110,000 – $120,000

A bit about the role

You will work with a dedicated team of finance professionals located in offices across Australia to ensure BNK’s financial success.

What you will bring

• Degree in Accounting or Finance with masters degree being highly beneficial
• Minimum 4 years’ finance experience in the Banking/Financial Services industry
• Strong financial modelling and excel skills
• Experience reporting on daily liquidity and funding operations of the group.
• Strong financial modelling and excel skills
• Experience with Tech One highly regarded
• Understanding of APRA and other key reporting requirements and standards in relation to financial controls
• Understanding of professional standards and an appreciation for confidentiality
• Strong communication and problem solving skills with ability to analyse outcomes against expectations
• Flexible and ability to adapt to changing priorities
• Self-motivation, drive, ability to work independently with strong attention to detail

Key Responsibilities

Management Reporting

• Creation and preparation of monthly business results and analysis for CEO, ELT and Board Reporting
• Monitoring and analysis of financial KPI’s such as Capital ratios, RoE, NIM, Cost-Income, Liquidity ratio etc
• In addition, be a member of the results group that oversee all investor relations presentations and ASX Financial updates.
• Ad-hoc financial and scenario analysis as required.
• Maintenance of the planning, forecasting and budgeting of the Group, including monthly rolling forecast, formal quarterly forecast update, annual budget and five-year plan.
• Support with Capital management and planning is a part of this responsibility and the ability to develop & run modelling and scenarios accurately and efficiently.
• Expense analysis and projection
• Maintenance of financial models ensuring appropriate documentation, procedures, security and controls are in place

Group Treasury

• Support role in Group Treasury including:
• Reporting on daily liquidity and funding operations of the group.
• Organising and facilitating daily liquidity meetings, updating daily cash & investment (HQLA) positions and monitoring of MLH ratios for compliance with RAS metrics.
• Assessment of short-term funding requirements and investment opportunities to optimise yield and NIM.
• Decision support for investment allocation and management.

Management of financial resources of the ADI

• Support to ensure the ADI and group has sufficient finance controls and processes in place to ensure compliance with policies, laws and regulations, including Prudential Standards, responsible lending, privacy and AFSL/ACL Finance Systems. This will include:
• Capital management function of the group, including the ICAAP review and funding plan.
• Completion of ALCO (asset and liability committee) reporting, and secretary of ALCO.
• Market risk management and IRRBB
• Recovery planning.

Policy Support

• Support and review of key policies such as Liquidity, IRRBB, ICAAP, Contingent Funding Plan, Recovery & Exit Plan etc.
• Monitor and report on relevant Risk Appetite Statement metrics.

Strategic Projects

• Support as required in strategic projects of the Group, for example, mergers and acquisitions of portfolios and/or other entities.

About BNK

BNK Banking Corporation Limited (BNK) is an ASX-listed financial services company.

The bank offers simple and easy to understand deposit accounts and mortgages under several brands: Goldfields Money, complemented by the Better Choice Home Loans brand, distributed via mortgage brokers nationally. This unique combination allows BNK to develop competitive products that meet its changing customer needs, leveraging its low-cost, technology-driven model.

BNK is focused on becoming a challenger bank of scale through building its product portfolio, growing its diversified distribution network, and pursuing technology enabled partnering opportunities.

Why you will love working at BNK Bank

• The BNK Culture, specifically the positive vibes, capability and enthusiasm in the business which is apparent from the moment you walk through the door
• Collaborative team environment where real people work together to leverage their strengths so that they can help more customers achieve their banking goals.

BNK Culture

Our culture is all about teamwork and is underpinned by 5 core values:

• Work hard – Successful people have a special trait, they work hard, they don’t give up, they learn from failure and then they succeed on purpose
• Innovation – Think big, remain flexible, stay ahead of the curve and get the job done
• Trust – Protect the trust we build with our customers and each other. It is hard to build and easy to lose
• Humility – Let others shine by helping them achieve more than they thought was possible
• Unity – We are in this together, even when the going gets tough