Credit Risk Transformation Lead: Lending Ops Delivery

Bendigobank; Adelaide; Hybrid; AUD 140,000 - 190,000; Full time

Benefits offered by this job

Tangible Operational Impact

Purpose-Driven Culture

Genuine Flexibility

Career Growth

Job summary

Bendigo Bank is seeking a Transformation Lead – Credit Risk Initiatives to drive delivery of the lending improvement roadmap across our business and agribusiness networks. You will lead end-to-end execution, bridging Credit Risk, Product, frontline lending specialists and Technology squads to implement streamlined workflows.

Reporting to the Product Owner / Transformation Program Lead, you will scope work packages, manage sprint execution, and ensure new lending workflows are adopted, with a

Qualifications

• 4+ years of demonstrated success leading project delivery, workflow transformation, or implementation initiatives within Australian banking or financial services.

Responsibilities

• Lead the day-to-day planning, backlog coordination, and execution of credit transformation initiatives, ensuring project milestones, target delivery dates, and expected operational benefits are realized.
• Translate credit risk enhancement concepts, policy updates, and operational objectives into clear, actionable delivery plans and user stories.
• Collaborate across Credit Risk, Risk Policy, Technology squads, and frontline Business/Agribusiness bankers to build consensus and maintain delivery momentum.
• Facilitate process mapping, operational user acceptance testing (UAT), and pilot rollouts of simplified credit assessment and decisioning pathways.
• Partner with change management and regional leadership to design practical rollout collateral, training pathways, and feedback loops that ensure sustainable operational uptake.
• Monitor implementation against agreed delivery milestones and operational metrics (e.g., turnaround times, rework reduction, workflow adoption), providing clear updates to program steering groups.

Job description

Bendigo Bank is seeking a Transformation Lead – Credit Risk Initiatives to drive delivery of the lending improvement roadmap across our business and agribusiness networks. You will lead end-to-end execution, bridging Credit Risk, Product, frontline lending specialists and Technology squads to implement streamlined workflows.

Reporting to the Product Owner / Transformation Program Lead, you will scope work packages, manage sprint execution, and ensure new lending workflows are adopted, with a