Credit Risk Provisioning Analyst – Data-Driven Insights

Commonwealth Bank; Sydney; On-site; AUD 90,000 - 130,000; Full time

Job summary

Commonwealth Bank is seeking an Analyst in Business Banking Risk Management to support provisioning, forecasting and reporting across the portfolio. You will work with large datasets to monitor performance, spot trends and provide insights for risk and business decisions.

You will collaborate with Risk and Finance teams, contribute to external disclosures and drive data, automation and visualisation initiatives to improve outcomes. A curious, collaborative problem solver thrives here.

Qualifications

• Tertiary qualifications in a data / finance related discipline.
• Experience analyzing provisioning, risk and reporting.
• Strong data literate with attention to detail and judgement.

Responsibilities

• Support monthly reporting and forecasting of LLP and LIE.
• Analyse non-retail provisioning model outputs and perform GL reconciliations.
• Assess impact of customer risk and macroeconomic changes on provisioning.
• Contribute to Pillar 3, profit announcements and AASB9 disclosures.
• Respond to audits and stakeholder queries; drive process improvements.

Skills

SQL

Python

R

Data Analysis

Communication skills

Credit risk

IFRS9 provisioning

Education

Data Science degree

Accounting or Finance degree

Actuarial Studies

Job description

Commonwealth Bank is seeking an Analyst in Business Banking Risk Management to support provisioning, forecasting and reporting across the portfolio. You will work with large datasets to monitor performance, spot trends and provide insights for risk and business decisions.

You will collaborate with Risk and Finance teams, contribute to external disclosures and drive data, automation and visualisation initiatives to improve outcomes. A curious, collaborative problem solver thrives here.