Credit Risk Provisioning Analyst: ECL & Insights

CommBank; Sydney; On-site; AUD 90,000 - 120,000; Full time

Job summary

CommBank is seeking an Analyst in Sydney to support provisioning, forecasting and reporting within Business Banking Risk Management. You will work with large datasets, monitor portfolio performance, and generate insights for risk and business decisions.

You’ll collaborate with Risk and Finance stakeholders, contribute to executive reporting, and help drive automation and data visualization initiatives that improve outcomes for customers and communities.

Qualifications

• Experience using SQL, Python or R to analyse and manipulate datasets.
• Experience in credit risk, provisioning, capital management or a related risk discipline.
• Experience preparing reporting, analysis or insights that support business decision-making.
• Strong written and verbal communication skills.
• Tertiary qualifications in Data Science, Statistics, Actuarial Studies, Accounting or Finance.
• Experience with IFRS9 provisioning, prudential reporting or financial reporting will be highly regarded.

Responsibilities

• Support prudent management of Business Banking Loan Loss Provisioning (LLP) and prepare monthly reporting and forecasting of LIE.
• Analyze non-retail provisioning model outputs, identify issues, and perform General Ledger reconciliations to support provisioning results integrity.
• Assess impact of changes to customer risk and macroeconomic factors on provisioning.
• Contribute to external reporting including Pillar 3, profit announcements and AASB9 disclosures.
• Respond to internal and external audit requests and stakeholder queries.
• Identify opportunities to improve processes through data, automation and visualisation initiatives.
• Work with colleagues to strengthen risk outcomes and improve analytics and reporting efficiency.

Skills

SQL

Python

R

Analytical thinking

Communication skills

Education

Data Science/Statistics/Actuarial/Accounting/Finance degree

Job description

CommBank is seeking an Analyst in Sydney to support provisioning, forecasting and reporting within Business Banking Risk Management. You will work with large datasets, monitor portfolio performance, and generate insights for risk and business decisions.

You’ll collaborate with Risk and Finance stakeholders, contribute to executive reporting, and help drive automation and data visualization initiatives that improve outcomes for customers and communities.