Credit Risk Analytics Practitioner

Commonwealth Bank Of Australia; Melbourne; Hybrid; AUD 120,000 - 180,000; Full time

Benefits offered by this job

Hybrid work model

Flexible working arrangements

Job summary

Commonwealth Bank of Australia is seeking a data-minded Credit Risk Practitioner to improve credit strategy across the full lifecycle, from originations to collections. You will work with Product, Pricing, Technology and Risk teams to translate insights into practical credit improvements, owning end-to-end credit challenges from diagnosis to delivery.

You will lead strategy design, portfolio insight, governance and continuous improvement, collaborating across business and risk stakeholders to

Qualifications

• Experience in credit risk management, preferably in retail lending.
• Strong ability to interpret complex data and derive actionable insights.
• Proven capability to translate analysis into practical risk recommendations.

Responsibilities

• Design and optimise credit strategies across originations, portfolio management and collections.
• Monitor portfolio performance and identify key risk drivers and opportunities.
• Ensure governance, testing, documentation and traceability for changes.

Skills

Credit risk

Analytical thinking

Cross-functional collaboration

Education

Tertiary qualification (quantitative)

Tools

SQL

Python

SAS

Excel

Tableau

BigQuery

Snowflake

Job description

Commonwealth Bank of Australia is seeking a data-minded Credit Risk Practitioner to improve credit strategy across the full lifecycle, from originations to collections. You will work with Product, Pricing, Technology and Risk teams to translate insights into practical credit improvements, owning end-to-end credit challenges from diagnosis to delivery.

You will lead strategy design, portfolio insight, governance and continuous improvement, collaborating across business and risk stakeholders to