Credit Risk Analyst - 12 months fixed term contract

ING; Sydney; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Discounted ING Health Insurance

Rest Day for wellbeing

Impact day to volunteer

Job summary

ING is seeking a Credit Risk Analyst for a 12-month fixed-term contract in Sydney. You will monitor Retail and SME lending portfolios, deliver insightful risk reporting, and partner with Risk, Data and Technology to lift data quality and analytical capabilities.

You'll drive automation and AI-enabled capabilities to support better risk decisions and portfolio insights across the organisation.

Qualifications

• Experience in credit risk analytics, portfolio monitoring or risk data management.
• Proven data analysis and reporting capabilities with SQL.
• Knowledge of retail lending products and credit risk principles.
• Strong analytical and stakeholder management skills.

Responsibilities

• Monitor portfolio performance and identify emerging risks and trends across Retail and SME lending.
• Deliver reporting, analysis and insights to support risk management and decision making.
• Partner with Risk, Data and Technology to enhance reporting and data quality.
• Contribute to regulatory and transformation initiatives strengthening ING's risk framework.
• Leverage data and automation to improve efficiency and insights.

Skills

Credit risk analytics

SQL

Tableau

PowerBI

Stakeholder management

Tools

Tableau

PowerBI

Job description

Credit Risk Analyst - 12 months fixed term contract

As we continue to invest in data, analytics and innovation, we're expanding ourRetail Credit Risk teamand are looking for talented professionals to make a real impact in a team that is transforming how risk insights support better customer and business outcomes.

Please note this is a 14 months fixed term contract

Whetheryou'rean experienced analyst looking to deepen yourexpertiseor a risk professional ready to drive strategic initiatives,you'llplay a critical role in delivering insights that support better decision-making, enhance portfolioperformanceand strengthen ING's risk management capabilities.

Working closely with stakeholders across Risk, Data and Technology,you'llcontribute to portfolio monitoring, risk reporting, data transformationinitiativesand the development of innovative analytical solutions.

You'llhave the opportunity to influence key business decisions, improve how risk data is managed and consumed, and help drive the adoption of automation and AI-enabled capabilities across the function.

What You'll Do

• Monitor portfolio performance andidentifyemerging risks and trends across Retail and SME lending portfolios.
• Deliver meaningful reporting, analysis and insights that support effective risk management and business decision-making.
• Partner with stakeholders across Risk, Data and Technology to enhance reporting, dataqualityand analytical capabilities.
• Contribute to strategic, regulatory and transformation initiatives that strengthen ING's risk management framework.
• Leverage data,automationand innovative technologies to improve efficiency, reporting and portfolio insights.

What We're Looking For

• Experience in credit risk analytics, portfolio monitoring, risk reporting or risk data management within banking or financial services.
• ProvenSQL, data analysis and reporting capabilities, with experience using tools such as Tableau, PowerBIor similar platforms.
• Knowledge of retail lending products and an understanding of credit risk management principles.
• Excellent analytical, problem-solving and stakeholder management skills, with the ability to translate data into actionable insights.
• A curious and proactive mindset, with a passion for continuous improvement,innovationand emerging technologies, including AI.

What’sin it for you?

• Discounted ING Health Insurance
• AnadditionalRest Day tosupport your wellbeing
• AnIMPACT dayto volunteer onapproved sustainability activity

About Us

At ING,we’reall about making life simpler and more rewarding - for the people who bank with us, the team members who work with us, and the communitieswe’reproud to support. Joining ING means stepping into an environment where your individualityisn’tjust welcomed -it’scelebrated.We’vebuilt a culturethat’sfun, inclusive, and supportive, giving you the freedom to be yourself, so you can do your thing.

Whetheryou’retaking ownership of exciting projects,thinking outside the box, or working with global colleagues,you’llfind ING is the kind of place where growthisn’tjust a possibility;it’sa promise. As a WGEA Employer of Choice for Gender Equality and Family Inclusive workplace,you’llfeel the difference in how we value and champion our people.

We make hiring decisions based on your skills, capabilities, and how you align with our values - not on ticking every box. So, ifyou’reinterested butdon’tmeet all the criteria, we encourage you to apply.We’reinvested in fostering adiverse and inclusive workplacewhere everyone feels like they belong.We’reyour alliesin helping you do your thingduring the recruitment process, so let us know(email below)if you require any support or adjustments when you apply

ING is Australia’s most recommended bank according to RFIGlobal’sConsumer Atlas Survey, January–June 2025 (n = 29,510) when compared to customers of the 10 largest ADIs operating in Australia.

For support and adjustments, including DEI, LGBTQI+ confidential application support enquiries: