Credit Risk Analyst

CommBank; Sydney; On-site; AUD 65,000 - 90,000; Full time

Job summary

CommBank in Australia seeks an entry level Credit Risk Analyst to join our risk management team in Sydney or Perth. You will analyse portfolio performance, identify emerging risks and translate insights into actionable recommendations while learning from a highly engaged team.

The role emphasizes data-driven decision making, collaboration across risk and business units, and the use of SQL, R, SAS and Python to support reporting and dashboards. Flexible working arrangements are available.

Qualifications

• 1–2 years of relevant experience in credit risk or data analytics.
• Degree in Data Analytics, Econometrics, Mathematics, Statistics, Actuarial Sciences, Computer Science, Quantitative Finance or related quantitative disciplines.
• Strong analytical, problem-solving and written/verbal communication skills.

Responsibilities

• Analyse portfolio performance and credit risk trends to identify emerging risks and opportunities.
• Extract, manipulate and analyse data using SQL, R, SAS and Python.
• Develop and maintain risk reporting, dashboards and analytical tools to support effective decision-making.
• Communicate analytical findings clearly to both technical and non-technical stakeholders.
• Assist with setting credit risk appetite across Consumer Finance products.

Skills

Data analysis

Credit risk

Analytical thinking

Communication

Education

Bachelor's degree in Data Analytics, Econometrics, Mathematics, Statistics, Actuarial Sciences, Computer Science or related quantitative disciplines

Tools

SQL

R

SAS

Python

Job description

Join Australia's Number 1 Company to work for in 2026 as named by LinkedIn!

Entry level Credit Risk Analyst role in Sydney or Perth

At CommBank we believe in working somewhere that works for you. We have many flexible workingoptions available so talk to us about which arrangements could work best for you

You are a curious and enthusiastic Analyst who enjoys learning new things.

We are a highly engaged team with a passion for innovation and continuous improvement.

Together we can build a brighter future for our customers and communities and provide insightful risk leadership across the Group.

• Join Australia's Number 1 Company to work for in 2026 as named by LinkedIn!

• Entry level Credit Risk Analyst role in Sydney or Perth

At CommBank we believe in working somewhere that works for you. We have many flexible workingoptions available so talk to us about which arrangements could work best for you

You are a curious and enthusiastic Analyst who enjoys learning new things.

We are a highly engaged team with a passion for innovation and continuous improvement.

Together we can build a brighter future for our customers and communities and provide insightful risk leadership across the Group.

See yourself in our team

At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress.

Risk Management is responsible for protecting the Group’s and Bankwest’s interests by offering insightful risk leadership and a commercial yet independent approach to managing risks. The Board and Regulators trust Risk Management to be the line of defence that ensures returns are achieved within an acceptable level of risk.

Your responsibilities will include

• Analyse portfolio performance and credit risk trends to identify emerging risks and opportunities.

• Extract, manipulate and analyse data using tools such as SQL, R, SAS, and Python.

• Support regular monitoring and deep dives across retail credit portfolios, translating analysis into clear insights and recommendations.

• Assist in assessing changes to credit strategies, policies and processes and their potential impact on customers and portfolio risk.

• Assist with setting of credit risk appetite across Consumer Finance products.

• Develop and maintain risk reporting, dashboards and analytical tools to support effective decision-making.

• Consider changes in the economic, regulatory and competitive environment when assessing portfolio risk.

• Work collaboratively with colleagues across Risk Management and the broader business on credit risk initiatives and projects.

• Communicate analytical findings clearly to both technical and non-technical stakeholders.

• Use AI-assisted and analytical tools to support efficient analysis, coding, documentation and insight generation.

We’re interested in hearing from people who

• Are interested in risk management and motivated to develop strong analytical and problem-solving skills.

• Are curious, willing to learn and enjoy working in a highly engaged team environment.

• Have strong written and verbal communication skills and can collaborate effectively with colleagues.

• Can think creatively, adapt to change and manage competing priorities.

You may have up to 1–2 years of relevant experience in credit risk or data analytics role.

A degree in Data Analytics, Econometrics, Mathematics, Statistics, Actuarial Sciences, Computer Science, Quantitative Finance, Programming or related quantitative disciplines will be highly regarded.

We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 ***.

Advertising End Date: 15/09/2026