Credit Risk Analyst

cba; Sydney; On-site; AUD 60,000 - 80,000; Full time

Job summary

CommBank is hiring an entry level Credit Risk Analyst based in Sydney or Perth. You will analyze credit risk trends, extract and manipulate data with SQL, R, SAS and Python, and support monitoring across retail portfolios.

The role offers learning opportunities in risk leadership and collaboration across teams. You will contribute to risk reporting, dashboards and insights for decision-making while developing your analytical and problem-solving skills in a dynamic environment.

Qualifications

• Degree in data analytics, econometrics, mathematics, statistics, actuarial sciences, computer science, quantitative finance or related quantitative disciplines.
• Up to 1–2 years of relevant experience in credit risk or data analytics.
• Strong analytical and problem-solving skills with attention to detail.
• Proficiency with SQL, R, SAS and Python for data manipulation and modeling.

Responsibilities

• Analyse portfolio performance and credit risk trends to identify emerging risks and opportunities.
• Extract, manipulate and analyse data using tools such as SQL, R, SAS, and Python.
• Support regular monitoring and deep dives across retail credit portfolios, translating analysis into insights and recommendations.
• Assist in assessing changes to credit strategies, policies and processes and their potential impact on customers and portfolio risk.
• Assist with setting of credit risk appetite across Consumer Finance products.
• Develop and maintain risk reporting, dashboards and analytical tools to support decision-making.
• Consider changes in economic, regulatory and competitive environment when assessing portfolio risk.
• Collaborate with Risk Management and other functions on risk initiatives and projects.
• Communicate analytical findings clearly to both technical and non-technical stakeholders.
• Use AI-assisted and analytical tools to support efficient analysis, coding, documentation and insight generation.

Education

Data Analytics

Econometrics

Mathematics

Statistics

Computer Science

Quantitative Finance

Actuarial Sciences

Tools

SQL

R

SAS

Python

Job description

Join Australia's Number 1 Company to work for in 2026 as named by LinkedIn!

Entry level Credit Risk Analyst role in Sydney or Perth

At CommBank we believe in working somewhere that works for you. We have many flexible working options available so talk to us about which arrangements could work best for you

You are a curious and enthusiastic Analyst who enjoys learning new things.

We are a highly engaged team with a passion for innovation and continuous improvement.

Together we can build a brighter future for our customers and communities and provide insightful risk leadership across the Group.

At CommBank, we never lose sight of the role we play in other people's financial wellbeing. Our focus is to help people and businesses move forward to progress.

Risk Management is responsible for protecting the Group's and Bankwest's interests by offering insightful risk leadership and a commercial yet independent approach to managing risks. The Board and Regulators trust Risk Management to be the line of defence that ensures returns are achieved within an acceptable level of risk.

Your responsibilities will include:

• Analyse portfolio performance and credit risk trends to identify emerging risks and opportunities.
• Extract, manipulate and analyse data using tools such as SQL, R, SAS, and Python.
• Support regular monitoring and deep dives across retail credit portfolios, translating analysis into clear insights and recommendations.
• Assist in assessing changes to credit strategies, policies and processes and their potential impact on customers and portfolio risk.
• Assist with setting of credit risk appetite across Consumer Finance products.
• Develop and maintain risk reporting, dashboards and analytical tools to support effective decision-making.
• Consider changes in the economic, regulatory and competitive environment when assessing portfolio risk.
• Work collaboratively with colleagues across Risk Management and the broader business on credit risk initiatives and projects.
• Communicate analytical findings clearly to both technical and non-technical stakeholders.
• Use AI-assisted and analytical tools to support efficient analysis, coding, documentation and insight generation.

We're interested in hearing from people who:

• Are interested in risk management and motivated to develop strong analytical and problem-solving skills.
• Are curious, willing to learn and enjoy working in a highly engaged team environment.
• Have strong written and verbal communication skills and can collaborate effectively with colleagues.
• Can think creatively, adapt to change and manage competing priorities.

You may be a recent graduate or have up to 1-2 years of relevant experience in credit risk or data analytics role.

A degree in Data Analytics, Econometrics, Mathematics, Statistics, Actuarial Sciences, Computer Science, Quantitative Finance, Programming or related quantitative disciplines will be highly regarded.

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