Credit Manager Direct - Business Lending & Risk Lead

Bendigobank; Sydney; Híbrido; AUD 120.000 - 180.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health and wellbeing support

Learning and development (BEN U)

Descripción de la vacante

Bendigo Bank is seeking a Credit Manager Direct to balance traditional credit disciplines with innovative risk approaches. You will support Business Direct, servicing customers with borrowings up to $1.5m, and provide expert guidance to frontline bankers.

The role emphasizes credit risk policy, relationship building with senior leaders, and ongoing portfolio stewardship in a permanent, full-time, hybrid work environment.

Formación

• Proven success in a Business credit risk or Business lending role with Delegated Lending Authority experience.
• Deep understanding of credit risk management, bank policies and regulatory environment.
• Ability to work decisively in a high pace, high volume role.
• Excellent interpersonal and written communication with stakeholders.
• Interest in emerging technologies like automation and AI in credit risk.

Responsabilidades

• Assess Escalated Lending Applications: Evaluate and decision credit applications outside frontline authority using DLA.
• Provide Expert Credit Support & Mentorship: Coach bankers on structuring deals and credit conversations.
• Shape Credit Practices: Monitor DLA usage and contribute to DL A assessment framework.
• Drive Policy & Strategy: Maintain Credit Policy and contribute to risk strategies.
• Build Core Relationships: Collaborate with head of Direct, business leaders and risk leaders.
• Manage Portfolios: Ensure non-performing loans are re-graded and managed within timeframes.

Conocimientos

Business lending expertise

Risk & regulatory knowledge

Decision making

Stakeholder engagement

Forward thinking mindset

Descripción del empleo

Bendigo Bank is seeking a Credit Manager Direct to balance traditional credit disciplines with innovative risk approaches. You will support Business Direct, servicing customers with borrowings up to $1.5m, and provide expert guidance to frontline bankers.

The role emphasizes credit risk policy, relationship building with senior leaders, and ongoing portfolio stewardship in a permanent, full-time, hybrid work environment.