Credit Manager

BlueWave Talent; Sydney; Hybrid; AUD 160,000 - 170,000; Full time

Benefits offered by this job

CBD office

Work from home day per week

Job summary

BlueWave Talent's client, a major Australian online SME lender, seeks a Credit Team Leader in Sydney to run the daily credit queue and guide a three-person team while continuing to assess deals.

You will coach the team, collaborate with Sales, Operations and Risk, and balance commercial opportunity with policy and risk. The role blends hands-on credit work with leadership, with a CBD office and one WFH day per week.

Qualifications

• A current or previous DLA in commercial or SME lending.
• Strong hands-on credit experience, including complex or high value deals.
• Highly analytical mindset and comfort with reporting and Excel.
• The confidence to say yes, no or not yet, and explain why.
• Experience coaching others. Formal leadership is a bonus, not a must.
• A relevant degree (Finance, Economics, Business or similar).

Responsibilities

• Running the queue day to day, allocating work and keeping decisions moving.
• Assessing applications yourself and taking calls with brokers and Sales.
• Being the go to person on complex and larger deals.
• Balancing commercial opportunity with credit policy and risk appetite.
• Using workflow and quality data in Excel to spot trends and fix root causes.
• Coaching the team and turning policy changes into practical guidance.
• Working closely with Sales, Operations and Risk.

Skills

Credit analysis

Decision making

Coaching

Leadership

Education

DLA in commercial or SME lending

Bachelor's degree in Finance/Economics/Business

Tools

Excel

Job description

Keep your DLA, stay on the tools and lead a small team of three.

My client is one of Australia's largest locally owned online small business lenders, and a regular on the Top 5 employer lists. They assess businesses on how they actually trade, using real time data, so they can say yes to more business owners, faster.

They're looking for a Credit Team Leader to run the daily credit queue and lead a team of three, while still assessing deals every day.

What you'll be doing:

• Running the queue day to day, allocating work and keeping decisions moving


• Assessing applications yourself and taking calls with brokers and Sales


• Being the go to person on complex and larger deals


• Balancing commercial opportunity with credit policy and risk appetite


• Using workflow and quality data in Excel to spot trends and fix root causes


• Coaching the team and turning policy changes into practical guidance


• Working closely with Sales, Operations and Risk

What you'll bring:

• A current or previous DLA in commercial or SME lending


• Strong hands on credit experience, including complex or high value deals


• A highly analytical mindset and comfort with reporting and Excel


• The confidence to say yes, no or not yet, and explain why


• Experience coaching others. Formal leadership is a bonus, not a must


• A relevant degree (Finance, Economics, Business or similar)

You might already be a Team Leader, or you might be the senior analyst everyone turns to on the tricky deals. Either way, this is a genuine step up without leaving the work you enjoy.

The package:

$160k - $170k plus super, a CBD office with one work from home day a week, and a team that gets things done.