Credit Analyst - SME Lending - $ on experience

Dash Recruitment; Sydney; On-site; AUD 65,000 - 100,000; Full time

Benefits offered by this job

Flexible working

Job summary

Dash Recruitment is seeking a Credit Analyst for SME lending in Sydney with flexible working options. The role focuses on assessing SME applications, reviewing financials, and building commercial judgement beyond basic credit checks.

Ideal candidates will have 12 months or more in credit or lending, strong numerical ability, and clear communication. You will handle deals from small assets to larger ventures, with support from experienced credit leaders to grow your responsibilities.

Qualifications

• 12 months+ experience in credit, lending or related finance role.
• Strong numerical confidence and curiosity about how businesses operate.
• Clear communication and attention to detail.

Responsibilities

• Review SME applications, financial statements, cash flow forecasts and business expenses.
• Assess transaction risks and security structures.
• Prepare clear, well-reasoned credit recommendations.
• Work with Sales, brokers, customers and Operations to keep applications moving.
• Help check documents and approval conditions ahead of settlement.
• Spot issues early and contribute ideas to improve processes.

Skills

Credit analysis

Financial statement review

Risk assessment

Attention to detail

Communication

Tools

Excel

Job description

Credit Analyst - SME Lending - $ on experience

Sydney | Flexible working | Build your commercial credit career

Ready to do more than tick boxes?

We’re recruiting a Credit Officer for a growing SME lender where every application calls for a fresh look at the business behind the numbers. If you have 12 months or more of foundational experience in credit or lending and want to develop your commercial judgement, this could be your next move.

You’ll assess applications ranging from $5,000 to $500,000+, covering everything from asset finance to business acquisitions and new ventures. Experienced credit leaders will support you as you build confidence and take on greater responsibility.

• Sydney | Flexible working | Build your commercial credit career
• Ready to do more than tick boxes?

We’re recruiting a Credit Officer for a growing SME lender where every application calls for a fresh look at the business behind the numbers. If you have 12 months or more of foundational experience in credit or lending and want to develop your commercial judgement, this could be your next move.

You’ll assess applications ranging from $5,000 to $500,000+, covering everything from asset finance to business acquisitions and new ventures. Experienced credit leaders will support you as you build confidence and take on greater responsibility.

What you’ll do

• Review SME applications, financial statements, cash flow forecasts and business expenses.
• Assess transaction risks and security structures.
• Prepare clear, well-reasoned credit recommendations.
• Work with Sales, brokers, customers and Operations to keep applications moving.
• Help check documents and approval conditions ahead of settlement.
• Spot issues early and contribute ideas to improve processes.

What you’ll bring

• At least 12 months’ experience in credit, lending or a related finance role. Consumer lending and asset finance experience are welcome.
• Confidence with numbers and curiosity about how businesses operate.
• Strong attention to detail and clear communication.
• A practical approach to risk and the confidence to ask good questions.
• A positive attitude and willingness to learn from an experienced team.

You’ll join a collaborative business that gives you exposure to a broad range of deals and room to grow beyond a narrow credit role. Flexible working options are available.