Corporate Credit Analyst

DLL; Sydney; Hybrid; AUD 90,000 - 140,000; Full time

Benefits offered by this job

Volunteer days

Health and wellness program

Flexible hours

Career development

Job summary

DLL is seeking a Corporate Credit Analyst to assess risk and support approvals for end-user and vendor/dealer/ broker credit applications. You will analyse financials, assets, market factors and contract terms while coordinating with sales, risk and legal teams to ensure sound credit decisions.

The role emphasizes collaboration with Credit Committees, policy alignment, and ongoing risk monitoring across Australia, with flexible hours and potential work-from-home options.

Qualifications

• Degree in accounting, finance, commerce or related field.
• Advanced financial analysis skills and risk assessment experience.

Responsibilities

• Analyse risk (financial, asset, market, security, legal and contractual).
• Prepare and present credit reports to Credit Committees and decision-makers.
• Monitor credit risk profiles and contribute to local risk policies and guidelines.
• Collaborate with sales, risk, legal and back-office teams to support credit approvals.

Skills

Advanced financial analysis

Credit risk assessment

Stakeholder communication

Analytical mindset

Education

Degree in accounting/finance/commercial related field

Tools

PPSR understanding

Job description

Your function:

An exciting new permanent opportunity within the ANZ DLL team has become available for a Corporate Credit Analyst reporting to the Credit Manager – Financial Intermediaries.

Job Description

Your function:

An exciting new permanent opportunity within the ANZ DLL team has become available for a Corporate Credit Analyst reporting to the Credit Manager – Financial Intermediaries.

As a Corporate Credit Analyst, you will be responsible for analysing the risk level of customer/ vendor/ broker credit applications and contributing to their approval, in order to support the business in achieving their expected risk loss targets.

Day To Day

• Undertake financial analysis and modelling for new and existing clients across key sectors such as Agriculture, Construction, Transport, Industrial, Healthcare, Energy Transition, Office equipment and Tech Finance.
• Liaises with all back office functionalities, sales/account management, credit/risk management, legal and asset management, together with relevant third parties.
• Collect customer/vendor/broker information utilizing applicable systems and procedures and assess completeness and topicality of information.
• Analyse risk (financial, asset, market, security, legal and contractual), review and re-rate customers/end users, local vendors or local dealers.
• Write credit application reports, decide on end-user credit applications and local vendor/ dealer/ broker agreements within given authority level, make sound recommendations and present applications to higher Credit decisioning authorities including local and globalCredit Committees.
• Advise, prepare and participate in local Credit Committee on decision making regarding end-user credit applications and local vendor/dealer/ broker agreements within given authorization level.
• Monitor, coordinate and advise on credit/risk profiles, corporate/external policies, regulations and sales mandates in co-operation with departments involved.
• Contribute to the development of local credit and risk management policies, regulations and guidelines.
• Provide information, support, training and align front - and back-office parties on credit and risk management policies, processes and issues.

All Members Enjoy

• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning, member development programs.

“We not only live up to the expectations of our customers for today, but also anticipate their market needs of tomorrow.”

Your Profile

• Degree in accounting, finance, commerce or related field.
• Must have at least 5 years of relevant experience in asset / equipment finance with a DLA held of at least AU$1.5m.
• Advanced financial Analysis skills.
• Understanding of Vendor-based / Dealer-based/ broker-based asset finance partnerships, including both strategic commercial objectives and risk management principles.
• Understanding of documentation, security, and legal processes, including expert level of PPSR understanding and application.
• The key to success in this role is your ability to analyse the risks and rewards in Vendor/ Dealer/ Broker and Customer relationships, and effectively communicate those risks and rewards in a well-written, professional Credit Application.
• Strong ability to effectively communicate with internal and external customers.
• Excellent comprehension, written and verbal communication skills.
• Ability to organise and prioritise work to assist the Credit team in meeting its objectives.
• Ability to manage multiple tasks and deadlines.
• Flexibility – Ability to remain focused despite changing priorities.
• Ability to handle high work volumes and respond to requests on a timely basis.
• Consultative approach to working with all stakeholders – team player.
• Ability to negotiate and solve problems to respond to internal and external customer requests promptly and correctly.
• Strong ability to share business and risk knowledge with other DLL members, in order to build a culture of risk management balanced with commercial objectives.
• Creative problem solver with an adaptive approach.
• A lifelong learner, able to self-motivate and work autonomously in a fast-paced environment.

Ready to work for a company that is Partnering for a Better World!

Choose Wellbeing

DLL’s wellbeing ambition is to educate, equip, and empower members to build connections, manage their mental, emotional, physical, and financial wellness, and maintain balance between work and the other priorities that make up their lives.

Our Four Wellbeing Categories Are As Follows

• Connection – Build meaningful connections with other members
• Health – Manage mental, emotional, and physical health
• Finance – Provide learning opportunities to help members achieve personal financial health
• Lifestyle – Maintain balance between work and life priorities

These are the things that matter to our members and the wellbeing of our members matters to DLL!

Settling In

At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories.

But for all of our differences, we share one thing in common: each of us are members of DLL.

Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines.

Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more.

We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world.

Good To Know

• The selection process may involve an assessment
• DLL’s referral program applies
• For more information, you can contact Indie Bayliss, Talent Acquisition Partner via [e-mail]

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.