Compliance Officer

Pepper Money Limited; Australia; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Development opportunities

Recognition program

Hybrid working model

Health & Wealth benefits

Job summary

Pepper Money Limited is seeking a Compliance Officer to join our Risk and Compliance team on a fixed-term 12 Month contract, spanning Australia and New Zealand. This hands-on role supports our regulatory obligations and customer outcomes in a fast-paced financial services environment.

Key duties include conducting compliance monitoring, deep-dives and investigations, providing practical recommendations to leaders, and maintaining Pepper's compliance framework while partnering with stakeholders

Qualifications

• Detail-oriented compliance professional with strong analytical skills.
• Experience in compliance, quality assurance or regulatory roles within financial services.
• Understanding of the Australian financial services regulatory environment and consumer lending obligations.
• Experience conducting monitoring, reviews or assurance activities.
• Ability to write clear reports, policies and procedures.

Responsibilities

• Conduct compliance monitoring activities across the business.
• Assist with compliance deep-dives, investigations and thematic reviews.
• Partner with stakeholders to identify risks and drive continuous improvement.
• Provide compliance advice, reporting and recommendations to business leaders.
• Support the maintenance and enhancement of Pepper's compliance framework.
• Assist with policy, procedure and register reviews.
• Prepare compliance reporting for executive and governance audiences.
• Promote a strong culture of compliance across the organisation.

Skills

Attention to detail

Regulatory experience

Stakeholder engagement

Education

Bachelor's degree in Finance/Legal/Accounting

Job description

At Pepper Money, we’re dedicated to helping people succeed—whether it’s buying a family home, a dream car, developing professionally, or growing their business. We’ve become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand. Over our 26 years, we’ve achieved a lot, but our proudest accomplishment is helping over half a million Australians reach their goals with our ever-expanding lending options.

The Role

We're looking for a Compliance Officer to join our Risk and Compliance team on a fixed-term 12 Month contract and play a key role in supporting Pepper's compliance framework across Australia and New Zealand. This is a hands‑on opportunity for someone who enjoys working in a fast‑paced, regulated environment, partnering with stakeholders across the business and helping ensure we meet our regulatory obligations while delivering great customer outcomes.

Conduct compliance monitoring activities across the business.

Assist with compliance deep-dives, investigations and thematic reviews.

Partner with stakeholders to identify risks and drive continuous improvement.

Provide compliance advice, reporting and recommendations to business leaders.

Support the maintenance and enhancement of Pepper's compliance framework.

Assist with policy, procedure and register reviews.

Prepare compliance reporting, including executive and governance reporting.

Promote a strong culture of compliance across the organisation.

About you

You're a detail‑oriented compliance professional who enjoys analysing information, identifying risks and partnering with stakeholders to achieve the right outcomes. You thrive in regulated environments, can manage competing priorities and bring a practical, solutions‑focused approach to compliance.

Bring experience in compliance, quality assurance or a regulatory-focused role within financial services.

Understand the Australian financial services regulatory environment and consumer lending obligations.

Demonstrate experience conducting monitoring, reviews or assurance activities.

Write clear and concise reports, policies and procedures.

Analyse complex information and translate it into practical recommendations.

Build strong relationships and influence stakeholders at all levels.

Manage multiple priorities while maintaining exceptional attention to detail.

Enjoy working collaboratively and contributing to a high-performing team.

At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do:

Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary.
Balanced: We set our customers up for success, crafting win‑win outcomes that are both human and profitable.
Real: We keep it honest and respect everyone, building genuine connections.

At Pepper, we're dedicated to making this a fantastic place to work and supporting you every step of the way. Enjoy a values-driven, diverse environment with a leadership team that inspires success and a culture that rewards excellence. We're always finding new ways to make Pepper a place for everyone:

• Development: a full suite of development opportunities and a great team to learn from
• Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives
• Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options
• Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet!
• Referral Bonus: Earn $2000 for referring great people.
  

Pepper is proud of our inclusive and diverse workplace that we have built over the last 26 years. Diversity is embedded in our people practices, the way we communicate and connect with each other, and it is recognised throughout our values.