Senior Manager Business Credit, Brisbane |BOQ

at; Österreich; Vor Ort; EUR 75 000 - 90 000; Vollzeit

Zusammenfassung

Join a leading challenger brand in Australian financial services as a Senior Manager in Business Credit. You'll play a crucial role in credit risk management, mentoring team members, and ensuring loan documentation meets approval conditions. This position offers the opportunity for professional growth within an inclusive and diverse workplace.

Leistungen

Flexible working arrangements

Discounted financial products

Paid parental leave

Discounted private health insurance

Employee Assistance Program (EAP)

Qualifikationen

• Extensive experience in credit risk management within a major financial institution.
• Strong financial acumen for analyzing financial statements and complex corporate structures.
• Proven ability to develop structured credit solutions.

Aufgaben

• Analyze, assess, structure, and approve credit submissions.
• Conduct periodic risk reviews and implement remedial actions.
• Mentor team members to promote a best-practice risk culture.

Kenntnisse

Credit Risk Management

Financial Analysis

Communication

Jobbeschreibung

Senior Manager Business Credit, Brisbane | BOQ

Are you passionate about credit risk management and seeking a pivotal role that contributes to business objectives and overall strategy? We have an exciting opportunity for you!

As a key member of our team, your primary responsibility will be to analyze, assess, structure, and make decisions on BOQ Business submissions. You will exercise an appropriate Delegated Approval Authority (DAA) or present submissions to the relevant DAA holder.

Your additional responsibilities include:

1. Ensuring loan documentation reflects all approval conditions.
2. Conducting periodic reviews to monitor and ensure the risk-rating is appropriate.
3. Initiating and implementing remedial actions to keep the Bank's exposure within its risk appetite.
4. Coaching and mentoring colleagues to promote a best-practice risk culture throughout the organization.

You will also play a vital role in fostering a “one-team” approach between Business Credit and other teams through open and empathetic communication, including participation in identify business opportunities meetings or other forums.

Your Key Responsibilities

In this role, you will be responsible for assessing, structuring, and approving credit submissions in accordance with BOQ’s policies and risk appetite. You will ensure that all loan documentation accurately reflects approval conditions, and conduct periodic reviews to confirm that risk ratings remain appropriate and aligned with portfolio performance. Where necessary, you will initiate and implement remedial actions to protect the Bank’s exposure and maintain the credit portfolio's quality.

A significant part of your role involves mentoring and coaching team members to promote best-practice credit risk management. You will also collaborate with identify business opportunities and Business Credit teams, fostering open and empathetic communication to support a unified “one-team” culture. Your involvement in meetings and forums will help build strong cross-functional relationships and contribute to high-quality decision-making.

About you

To succeed, you will bring extensive experience in credit risk management, including exercising credit approval authority within a major financial institution. Your strong financial acumen enables you to analyze financial statements, assess complex corporate structures, and evaluate risk factors comprehensively. You have a proven ability to develop structured, tailored credit solutions that include risk mitigation strategies, cash flow assessments, and property or asset valuations.

Your knowledge of banking policies, regulatory requirements, and risk frameworks is robust, ensuring prudent credit decision-making. You are an effective communicator, capable of influencing stakeholders at all levels, and skilled in preparing reports, delivering presentations, and facilitating discussions. You can manage tasks independently with a collaborative and professional approach, maintaining focus on commercial outcomes and key drivers of business success.

About Us

BOQ Group is a unique collection of challenger brands with a purpose: to provide a genuine alternative to Australian financial services for customers and employees.

Our brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist) each serve distinct customer segments and have unique personalities but share a common goal – building social capital through banking. We aim to create trust, explore staff potential, and believe in the power of small gestures and big ideas to positively impact communities.

Our inclusive vision fosters a workplace that values diversity and creates new opportunities, where our people feel confident to bring their best selves. We embrace diversity, reflecting the communities we serve.

Since 2021, BOQ Group has been recognized as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA). In 2023, we implemented an innovative Reconciliation Plan to promote inclusivity and positive change across our organization.

We are dedicated to providing an exceptional work environment that supports your professional and personal growth. Our benefits include:

• Flexible working arrangements
• Discounted financial products
• Salary sacrificing options
• Paid parental leave with no minimum requirements
• Purchase additional annual leave
• Discounted private health insurance
• Employee Assistance Program (EAP)
• Access to employee network groups (First Nations Reconciliation, LGBTQIA+, Multicultural, etc.)
• Pride in Diversity membership

Join us and be part of a company that values and supports its people and community!

How to Apply

Apply via our Careers Page or follow the provided links.

BOQ Group is committed to diversity and encourages Aboriginal and Torres Strait Islander People to apply.

We celebrate diversity and inclusivity. When applying, feel free to share your pronouns and any reasonable adjustments needed during the interview process.

Employment is contingent upon background screening to comply with the Anti-Money Laundering and Counter Terrorism Financing Act, including identity, reference, criminal, immigration, academic, and bankruptcy checks.

No agency applications, please.