Remote Backend Engineer - AI Finance Neobank

Gaddr; Kühnsdorf; Hybrid; EUR 65,000 - 100,000; Full time

Job summary

BJAK Austria is expanding its backend team to build the core systems behind the AI Finance Agent. You will design and implement reliable APIs, workflows and financial product infrastructure capable of scaling across markets and millions of users.

We value strong software fundamentals, security and collaboration with product, mobile and operations teams. Remote-friendly role focused on Austria-based candidates, with a path toward regulated financial product delivery.

Qualifications

• 3+ years of backend engineering experience.
• Strong fundamentals in APIs, databases, system design and production debugging.
• Experience building scalable services and integrating third-party systems.
• Good understanding of security, reliability, data quality and operational edge cases.
• Able to make practical trade-offs between speed, quality and risk.
• Comfortable working with product, mobile, operations and business teams.
• Experience in fintech, payments, insurance, lending, banking or regulated products is a strong advantage.

Responsibilities

• Build backend services, APIs and workflows for the AI Neobank app.
• Support products across insurance, payments, wallet, savings, investing, travel and financial services.
• Design reliable systems for user accounts, transactions, partner integrations, reconciliation, notifications and operations.
• Work with product and mobile teams to ship customer-facing journeys quickly.
• Integrate with banks, payment gateways, insurers, data providers and other partners.
• Improve system reliability, observability, security and performance.
• Build systems that are practical, auditable and ready for regulated financial products.

Skills

Backend engineering

APIs

Databases

System design

Production debugging

Security

Job description

BJAK Austria is expanding its backend team to build the core systems behind the AI Finance Agent. You will design and implement reliable APIs, workflows and financial product infrastructure capable of scaling across markets and millions of users.

We value strong software fundamentals, security and collaboration with product, mobile and operations teams. Remote-friendly role focused on Austria-based candidates, with a path toward regulated financial product delivery.