Corporate Risk Manager (all genders)

Erste Group; Wien; Hybrid; EUR 46.202 - 56.469; Vollzeit

Benefits dieser Stelle

Home-office option

Diversity & inclusion

Career development opportunities

Zusammenfassung

Erste Group invites applications for a Corporate Underwriting & Analysis role in Vienna. You will assess creditworthiness of large corporates and SMEs in Austria and Central & Eastern Europe, and decide on loan applications or provide recommendations for final approval.

The role requires a graduate in business administration or law with at least 3 years in Corporate Banking, plus strong German and English communication abilities. Hybrid work options are available.

Qualifikationen

• Graduate in business administration or law.
• Min. 3 years of Corporate Banking experience.
• Strong German and English writing and presentation skills.

Aufgaben

• Assess the creditworthiness of large national and international corporates and SMEs in Austria and CEE.
• Decide on loan applications within your discretionary authority or prepare a clear recommendation to the final decision maker.
• Responsible for a dedicated portfolio of corporate client groups with focus on a specific industry.
• Define risk strategies on clients and the covered industry.
• Participate in client meetings and cooperate with different departments and CEE subsidiaries.
• Contribution to various Group and Department projects alongside the credit process.

Kenntnisse

Corporate Banking

Credit Analysis

Analytical Writing

German & English

Ausbildung

Graduate in business administration or law

Jobbeschreibung

Erste Group was founded in 1819 as the first Austrian savings bank and today it is one of the largest banking groups in Central and Eastern Europe (CEE). As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

The Team Corporate Underwriting & Analysis is part of the Corporate Risk Management Division of Erste Group Bank AG (Holding) and consits of a fair mix of underwriters and business analysts. It deals with corporate risk matters of Austrian and International Corporate Clients with strong focus on CEE. The core competence consists in analysing, recommending and/or taking credit decisions for large corporate as well as SME customers. In selected cases underwriters are supported by the business analysts with in‑depth analysis, peer group comparisons and forecasting.

Your Tasks

• Assessment of the credit worthiness of large national and international corporates and SMEs in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity (thereby dealing with loans, export-, trading-, project- and leveraged acquisition financings)
• Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker
• Responsible for a dedicated portfolio of corporate client groups with focus on a specific industry
• Defining of risk strategies on clients and the covered industry
• Participating in client meetings
• Cooperation with different departments and CEE subsidiaries within Erste Group
• Contribution to various Group and Department projects alongside the credit process

Your Background

• Graduate in business administration or law
• Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas
• Familiar with lending products and legal basics
• Strong analytical, writing and presentation skills in German and English to present complex issues concisely
• Flexibility and resilience to perform in a fast‑paced environment
• Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment
• Willingness to travel (occasionally)
• Open‑minded, result‑ and target‑oriented
• Very good language skills in German and English are a pre‑condition

Our Offer

• We take care of your personal wellbeing, career development, and we actively support your educational needs
• Discover and enjoy the benefits of Erste Group
• The minimum wage for this full‑time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 51.336,-- gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!
• We offer our employees the opportunity to divide their hours between working from home and at the office.
• We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.