Corporate Risk Manager (all genders)

Erste Group Bank AG; Österreich; Vor Ort; EUR 46.202 - 56.469; Vollzeit

Benefits dieser Stelle

Educational support

Flexible working hours

Personal wellbeing care

Zusammenfassung

Erste Group Bank AG in Austria is looking for a Corporate Underwriter to assess credit worthiness and manage a dedicated portfolio of corporate clients. You will work closely with various departments within the bank and participate in client meetings.

The ideal candidate should have a graduate degree in business administration or law, with at least 3 years of Corporate Banking experience. Proficiency in German and English is essential, while flexibility and collaboration in a fast-paced environment are highly valued.

Qualifikationen

• Minimum 3 years of experience in Corporate Banking or related fields.
• Familiarity with lending products and legal basics.
• Very good language skills in German and English.

Aufgaben

• Assess credit worthiness of corporates in Austria and CEE.
• Decide on loan applications within approval authority.
• Manage a dedicated portfolio of corporate clients.
• Define risk strategies for clients and industries.
• Participate in client meetings regularly.

Kenntnisse

Analytical skills

Writing skills

Presentation skills

Flexibility

Collaboration

Ausbildung

Graduate in business administration or law

Jobbeschreibung

Working with us means believing in the future; in the great people who are shaping it together every day and in the wide-ranging career paths it opens up. #believeinyourself

Erste Group was founded in 1819 as the first Austrian savings bank and is today one of the largest stock-listed banking groups in Central Europe. As an attractive employer, Erste Group offers interesting career opportunities in an international environment.

The Team Corporate Underwriting & Analysis is part of the Corporate Risk Management Division of Erste Group Bank AG (Holding) and consists of a fair mix of underwriters and business analysts. It deals with corporate risk matters of Austrian and International Corporate Clients with strong focus on CEE. The core competence consists in analyzing, recommending and/or taking credit decisions for corporate customers. In selected cases underwriters are supported by the business analysts with in-depth analysis, peer group comparisons and forecasting.

Your Tasks

• Assessment of the credit worthiness of large national and international corporates in Austria and CEE, including the forward looking assessment of the respective business model, repayment capability and liquidity (thereby dealing with loans, export-, trading-, project- and leveraged acquisition financings)
• Deciding on loan applications either within your discretionary approval authority or preparing a clear recommendation to the final decision maker
• Responsible for a dedicated portfolio of corporate client groups with focus on a specific industry
• Defining of risk strategies on clients and the covered industry
• Participating in client meetings
• Cooperation with different departments and CEE subsidiaries within Erste Group
• Contribution to various Group and Department projects alongside the credit process

Your Background

• Graduate in business administration or law
• Solid experience in Corporate Banking (Account Manager/Risk Manager/Credit Analysis/Corporate Finance) with min. 3 years of activity in these areas
• Familiar with lending products and legal basics
• Strong analytical, writing and presentation skills in German and English to present complex issues concisely
• Flexibility and resilience to perform in a fast-paced environment
• Readiness to cooperate with colleagues of other departments/ CEE subsidiaries in a multi-cultural environment
• Willingness to travel (occasionally)
• Open-minded, result- and target-oriented
• Very good language skills in German and English are a pre-condition

Our Offer

• We take care of your personal wellbeing, career development, and we actively support your educational needs
• Discover and enjoy the benefits of Erste Group
• The minimum wage for this full‑time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 51.336,-- gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!
• We offer our employees the opportunity to divide their hours between working from home and at the office.
• We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.