Chief Risk Officer jobs in United States

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ADCB prioritises a disciplined approach to risk, recognising its fundamental importance to the Bank’s long-term organisational and financial resilience. Group Risk Management oversees the implementation of ADCB's risk objectives, identifying and addressing gaps in the bank's risk infrastructure/framework. Their responsibilities include nurturing the independence of the risk function, establishing provisioning policies, and introducing changes to energise risk awareness among front office personnel and decision-makers. Continuously tuning the risk organisation in line with market best practices, they manage ADCB's portfolio and associated risks to international standards, while establishing a clear risk culture across all areas of operation.

• The role holder is responsible for leading the development and execution of a comprehensive risk policy framework and strategy in order to mitigate risk for AHB at an organisation-wide level and to protect the employees, assets and reputation of the bank and further grow shareholder value and profitability. The role holder is also responsible for providing recommendations to AHB senior management on matters related to risk management and regulatory compliance.
• Liaises with management in all departments to ensure the implementation of the risk management framework.
• Processes: Formulates a risk management framework to be implemented within AHB ensuring a strong credit culture, establishes prudent risk policies and lending guidelines and provides input into strategic and operating plans, and advises AHB Board on risk tolerance/appetite with the aim to maintain a sound asset quality and minimise credit losses.
• Develops the strategic risk management vision and ensures its implementation across AHB with the use of exceptional leadership skills, internal and external alliances and highly developed business skills.
• Fosters a culture of portfolio risk management and regulatory compliance within international standards with the aim to ensure a balanced risk reward equation, maximize shareholder returns and minimize credit losses.
• Leads the analyses of the existing portfolio in order to develop a risk management capability and optimize risk-returns.
• Identifies & assesses the operational, regulatory, financial, informational, reputational and audit risks in order to develop a risk mitigation strategy to be implemented.
• Keeps abreast with developments in the methodologies that may impact the business and ensures implementation of these advanced methodologies for credit risk management and to ensure alignment with the best practices.
• Directs the periodic review of risk management policies and ensures necessary adjustment based on identified changes in the market environment are implemented seamlessly and best-practice methodology is applied.
• Implements laid down contingency plans/measures during a crisis situation in order to undertake rapid recovery and timely resumption of critical operations following any disruption at an internal/external level.
• Guides internal stakeholders and team members in the execution of mitigation plans during crises while ensuring that the recovery procedures do not compromise the overall control environment and uphold the compliance requirements.
• Provides vital strategic and risk-based decision support to AHB senior management, participates in and chairs risk committees and liaises closely with internal and external stakeholders in order to support the risk management at AHB and optimise relations with regulators
• Leads the establishment of a corporate risk map according to the methodology to identify risks and conduct business impact analysis.
• Guides the development of risk processes, models, templates, and decision making frameworks in order to ensure monitoring, timely identification, and assessment of all current and potential future risks and to embed risk management process and support implementation to protect the employees, assets and reputation of the bank and to grow shareholder value and profitability.
• Directs the Risk Management process for Islamic Financial services, product development and customers for the bank and ensures expert support and superior internal customer service is provided to the business through quick and efficient credit decisions, risk mitigation advice and credit guidance to meet external customer needs while ensuring all customer transactions are conducted strictly in accordance with the regulations.
• Learning and Development: Develops and coaches the team to work as enables (of business) yet protectors (of the bank's capital and reputation).
• Keeps abreast of local and international developments and techniques in risk management in order to implement best practices within the Bank.
• Develops talent within the department by providing guidance, ongoing feedback, coaching and development opportunities to individuals to enable achievement of the defined goals

• Bachelor's Degree in a relevant field required + Master's Degree or certifications in a relevant field preferred
• 15+ years of relevant banking experience with at least 6 years in a similar role
• Functional Knowledge: Analytical Skill
• Language Proficiency (English, with Arabic an asset)
• Strong knowledge of retail banking products and services.
• Problem Solving
• Customer Service Orientation

• Competitive Salary & Additionally, all employees are eligible to participate in one of our rewarding variable pay plans.
• Comprehensive Benefits Package: This includes market-leading medical insurance, group life and personal accident insurance, paid leave and leave airfare, employee preferential rates on loans and finance facilities, staff discounts and offers, and children education assistance (for certain job levels).
• Learning and Development Opportunities: We value and facilitate continuous learning and personal development through a variety of exciting learning opportunities, such as structured instructor-led courses, a comprehensive e-learning catalog, on-the-job training, and professional development programs.

At ADCB, we are dedicated to creating a respectful, caring and disciplined work environment that aligns with your career ambitions.