Treasury Manager

myZoi | Financial Inclusion Technologies; Dubai; On-site; AED 200,000 - 300,000; Full time

Job summary

A fintech start-up in Dubai is seeking a Treasury Manager to ensure optimal liquidity and capital management across the Group. The ideal candidate will have extensive experience in treasury functions, including FX management and compliance with regulatory requirements. Strong analytical skills and proficiency in treasury systems are essential for this role, which offers an opportunity to make a significant impact in a growing organization.

Qualifications

• 10–12 years of treasury experience in a bank, fintech, or financial institution.
• Proven ability to forecast liquidity and capital requirements across multiple bank accounts.
• Strong understanding of liquidity management, capital adequacy, FX exposure, and settlement processes.

Responsibilities

• Ensure optimal liquidity across multiple entities and banking partners.
• Forecast cash and capital needs, manage FX exposures, and ensure compliance.
• Drive the management of Cash, Liquidity, FX, and Debt financing.

Skills

Liquidity management

Capital adequacy

FX exposure

Stakeholder management

Analytical skills

Tools

Microsoft Excel

Treasury Management Systems (TMS)

Job description

Overview

Join to apply for the Treasury Manager role at myZoi | Financial Inclusion Technologies.

myZoi is a fintech start-up and wholly owned subsidiary of Standard Chartered Bank, aiming to promote financial inclusion globally. The vision is to provide a level playing field to the unbanked and underbanked by delivering essential financial services in an affordable, convenient, and transparent manner. We are seeking smart, ambitious, and purpose-driven individuals to join us on this journey.

The Role

The Treasury Manager will be responsible for ensuring optimal liquidity across multiple entities and banking partners, forecasting cash and capital needs, managing FX exposures, and ensuring compliance with regulatory capital requirements. The role will drive the management of Cash, Liquidity, FX, and Debt financing across the Group and oversee working capital management solutions. The candidate should be an expert generalist in all treasury matters.

Key Responsibilities

Liquidity & Cash Management

• Monitor daily cash positions across all operating accounts (domestic and international)
• Manage liquidity with the UAE Central Bank for Domestic Settlements (UAEFTS, ICCS, DDS, etc.)
• Ensure sufficient funding levels across Nostro / Vostro accounts for instant remittance and payout channels
• Forecast short-term and medium-term liquidity requirements across all bank accounts, incorporating inflows / outflows, settlement cycles, and seasonal trends
• Optimize cash deployment and minimize idle balances while ensuring operational readiness

Capital Planning & Regulatory Requirements

• Monitor and maintain compliance with Central Bank capital adequacy and liquidity requirements
• Forecast capital requirements to support business growth, new products, and regulatory changes
• Plan and coordinate capital injections from shareholders as needed to meet regulatory thresholds
• Prepare capital adequacy reports for internal management and regulatory submission

FX and Risk Management

• Monitor FX positions and exposures across currencies
• Liaise with banks and FX counterparties for pricing and execution of FX conversions; assist in setting up FX hedging strategies as required
• Maintain up-to-date knowledge of market trends and regulatory changes affecting treasury and FX markets

Banking Relationships

• Act as the primary point of contact for treasury-related matters with banking partners and the Central Bank
• Support opening, maintaining, and optimizing banking infrastructure for operational efficiency

Treasury Operations

• Own and operate the treasury management process, ensuring strong controls and reporting
• Reconcile treasury transactions and coordinate with the finance team for accounting and audit purposes
• Support automation and system improvements related to treasury processes

Reporting & Compliance

• Prepare daily, weekly, and monthly liquidity, capital, and treasury dashboards for internal management
• Ensure compliance with internal treasury policies and Central Bank reporting requirements
• Support internal and external audits related to treasury activities

Key Stakeholders

• Finance team
• Management team
• CBUAE
• External stakeholders
• Standard Chartered Ventures and Group

Who you are

• 10–12 years of treasury experience in a bank, fintech, or financial institution
• Strong understanding of liquidity management, capital adequacy, FX exposure, and settlement processes
• Proven ability to forecast liquidity and capital requirements across multiple bank accounts
• Prior experience dealing with Central Bank accounts, domestic settlement systems, and Nostro accounts
• Experience working with multi-currency environments and instant / remittance products
• Proficiency in treasury systems and Microsoft Excel; experience with TMS is a plus
• Excellent stakeholder management and communication skills
• Excellent analytical and problem-solving skills with attention to detail
• Ability to manage competing priorities in a cross-functional environment
• Ability to work independently in a fast-paced, regulated fintech environment

Preferred

• Experience with cross-border remittance operations
• Familiarity with regulatory reporting in the UAE
• Professional certifications such as ACT, CFA, or CTP are advantageous

About myZoi

myZoi is committed to equality, inclusion, diversity and freedom. We encourage individuals to be themselves and bring their own value to the team.

Seniority level

• Mid-Senior level

Employment type

• Full-time

Job function

• Finance

J-18808-Ljbffr