Strategic Credit Risk & Portfolio Manager

Emirates Islamic; Dubai; On-site; AED 100,000 - 167,000; Full time

Job summary

Emirates Islamic is seeking a qualified credit risk professional to support independent assessment, monitoring, and control of the bank’s credit risk across the portfolio.

The role emphasizes strict adherence to risk appetite, internal policies, and UAE Central Bank regulations, with responsibilities spanning proposal assessment, facility structuring, client engagement, and ongoing portfolio governance.

Qualifications

• Bachelor or Master’s Degree in Finance.
• CA/CFA/CPA/CMA certification.
• Knowledge of Corporate products including Trade Finance, Treasury and Syndications/Club deals; and Real estate and Project finance.
• Ability to prioritize responsibilities.

Responsibilities

• Assess credit proposals to fit Bank’s strategy and Credit policy.
• Contribute to facility structuring with detailed risk analysis.
• Meet customers and conduct site visits as needed.
• Ensure proposals comply with policy and UAE Central Bank norms.
• Monitor asset portfolio and issue risk warnings to prevent losses.
• Review irregular/past due credits and renewals with follow-up.
• Interact with relationship managers.
• Appraise and control credit exposures.
• Set up policies to ensure timely credit proposal processing.
• Ensure credits meet the bank’s lending standards.

Skills

Corporate products knowledge

Prioritization

Education

Bachelor or Master’s Degree in Finance

CA/CFA/CPA/CMA certification

Job description

Emirates Islamic is seeking a qualified credit risk professional to support independent assessment, monitoring, and control of the bank’s credit risk across the portfolio.

The role emphasizes strict adherence to risk appetite, internal policies, and UAE Central Bank regulations, with responsibilities spanning proposal assessment, facility structuring, client engagement, and ongoing portfolio governance.