Senior SME Credit Analyst & Risk Advisor

Khalifa Fund | صندوق خليفة; Abu Dhabi; Sur place; AED 180 000 - 300 000; Plein temps

Résumé du poste

Khalifa Fund | صندوق خليفة is seeking a Credit Assessment Specialist to evaluate SME financing applications. The role focuses on assessing creditworthiness, analyzing financial data, and providing risk-adjusted recommendations that align with approved policies and regulatory requirements.

The ideal candidate will have a Bachelor’s degree in a relevant field, advanced credit analysis credentials such as CBCA, and at least 3 years of experience in credit analysis or risk management.

Qualifications

• Bachelor's degree in Finance, Business Administration, Accounting, Economics or related field.
• CBCA certification preferred for advanced credit analysis.
• Strong knowledge of credit analysis, financial analysis and risk assessment principles.
• Experience reviewing and interpreting financial statements and performance metrics.
• Knowledge of financing practices, lending principles and credit risk management.
• Excellent report writing, analytical and problem-solving abilities.

Responsabilités

• Conduct credit assessments and evaluate SME financing applicants.
• Analyze financial statements, cash flow projections and business plans.
• Assess financing risks for new businesses, expansions, and proposals.
• Prepare comprehensive credit assessment reports with recommendations.
• Apply approved credit evaluation methodologies and risk models.
• Ensure compliance with internal policies and regulatory requirements.
• Maintain documentation of all credit assessments and recommendations.
• Collaborate with internal stakeholders to ensure effective evaluation.
• Contribute to enhancement of credit assessment standards and risk practices.
• Support initiatives to improve financing quality and minimize credit risks.
• Perform other duties as assigned by the direct manager.

Formation

Bachelor's degree in Finance, Business Administration, Accounting, Economics

CBCA (Certified Banking & Credit Analyst)

Credit analysis

Financial analysis

Risk assessment

Report writing

Stakeholder management

Attention to detail

Collaboration & teamwork

Customer focus

Innovation & continuous improvement

Description du poste

Khalifa Fund | صندوق خليفة is seeking a Credit Assessment Specialist to evaluate SME financing applications. The role focuses on assessing creditworthiness, analyzing financial data, and providing risk-adjusted recommendations that align with approved policies and regulatory requirements.

The ideal candidate will have a Bachelor’s degree in a relevant field, advanced credit analysis credentials such as CBCA, and at least 3 years of experience in credit analysis or risk management.