Senior KYC Consultan

HM Studiox; Abu Dhabi; Remote; AED 441,000 - 661,000; Full time

Benefits offered by this job

100% remote

Professional development support

Competitive compensation

Job summary

HM Studiox is seeking an experienced Senior KYC Consultant for a fully remote role in the UAE. You will support KYC, CDD, and EDD activities, review identities and corporate docs, assess risk, and ensure onboarding and periodic reviews meet regulatory requirements.

You will collaborate with compliance, onboarding, and financial crime teams, escalate high-risk cases, and maintain complete digital records while upholding data protection standards.

Qualifications

• Bachelor’s degree in finance, accounting, banking, or related field.
• Significant experience in KYC, AML, onboarding, or financial crime risk management.
• Knowledge of UAE AML/CFT requirements and international standards.
• Experience reviewing IDs, corporate docs, ownership structures, and customer financial info.
• Familiarity with sanctions screening and PEP processes.
• Ability to document risk ratings and escalation decisions.
• Certifications like ACAMS or ICA advantageous.

Responsibilities

• Perform KYC reviews for individuals, corporates, and related parties.
• Review IDs, corporate docs, ownership, addresses, and financials.
• Conduct CDD/EDD assessments by risk class.
• Verify ownership structures and complex corporate arrangements.
• Screen against sanctions, PEP, and adverse media.
• Prepare KYC case summaries and risk assessments.
• Collaborate with onboarding, AML, and legal teams.
• Escalate high-risk cases and maintain audit-ready records.

Skills

KYC

AML compliance

CDD/EDD

Risk assessment

Sanctions screening

Case management

Regulatory compliance

Education

Bachelor's degree in Finance/Accounting/Banking/Law

ACAMS/ICA certification (advantage)

Tools

Screening systems

Case management tools

Onboarding platforms

KYC utilities

Job description

Job Title: Senior KYC Consultant

Location: United Arab Emirates (Remote)

Employment Type: Full-Time

Work Arrangement: 100% Remote — Work From Home

Level: Senior

About the Role

We are seeking an experienced Senior KYC Consultant to support Know Your Customer (KYC), Customer Due Diligence (CDD), and Enhanced Due Diligence (EDD) activities across banking, financial services, and other regulated business environments. The successful candidate will review customer identification documents, assess customer risk profiles, investigate discrepancies, and ensure that onboarding and periodic review processes align with applicable regulatory requirements and internal compliance policies. This fully remote position focuses on digital document verification, customer risk assessment, compliance analysis, case management, and collaboration with compliance, onboarding, and financial crime teams.

Key Responsibilities

• Conduct KYC reviews for individual customers, corporate entities, beneficial owners, authorized representatives, and other relevant parties.
• Review customer identification documents, corporate registration records, ownership structures, proof of address, and supporting financial documentation.
• Perform Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) assessments according to customer risk classifications.
• Verify beneficial ownership information and assess complex corporate structures, including multi-layered ownership arrangements.
• Conduct risk-based assessments of customers using factors such as geographic exposure, business activities, ownership structures, and transaction profiles.
• Screen customers and related parties against applicable sanctions lists, politically exposed persons (PEP) databases, and adverse media sources.
• Investigate potential screening matches and document decisions, supporting evidence, and escalation recommendations.
• Review customer information for inconsistencies, missing documentation, unusual ownership patterns, and potential financial crime indicators.
• Conduct periodic KYC reviews and event-driven reassessments in accordance with internal policies and regulatory expectations.
• Support customer onboarding, account maintenance, remediation campaigns, and outstanding documentation follow-ups.
• Prepare clear and comprehensive KYC case summaries, risk assessments, review notes, and compliance documentation.
• Collaborate with onboarding, relationship management, AML, fraud prevention, sanctions compliance, and legal teams to resolve complex cases.
• Escalate high-risk customers, unresolved screening matches, suspicious indicators, and potential policy breaches to the appropriate compliance personnel.
• Maintain accurate digital records of customer due diligence activities, verification results, risk ratings, and approval workflows.
• Monitor KYC case queues, review turnaround times, outstanding requests, and service-level agreement performance.
• Support internal audits, regulatory examinations, quality assurance reviews, and compliance testing by providing complete and traceable documentation.
• Identify recurring documentation issues and recommend improvements to KYC workflows, verification procedures, and customer risk assessment methods.
• Assist in updating KYC procedures and internal guidance to reflect changes in regulatory requirements and industry practices.
• Provide technical guidance and coaching to junior analysts on due diligence standards, case documentation, and risk-based decision-making.
• Maintain strict confidentiality and follow applicable data protection, information security, and records retention requirements.

Qualifications and Experience

• Bachelor's degree in Finance, Accounting, Banking, Business Administration, Law, Criminology, or a related discipline.
• Significant experience in KYC, customer due diligence, AML compliance, client onboarding, or financial crime risk management.
• Strong understanding of KYC, CDD, EDD, beneficial ownership verification, and risk-based customer assessment principles.
• Knowledge of applicable UAE AML/CFT requirements and relevant international standards and guidance.
• Experience reviewing personal identification records, corporate documentation, ownership structures, and customer financial information.
• Familiarity with sanctions screening, PEP identification, adverse media reviews, and screening alert resolution.
• Ability to analyze complex corporate structures and identify inconsistencies or elevated‑risk indicators.
• Experience documenting customer risk ratings, due diligence findings, review decisions, and escalation recommendations.
• Familiarity with KYC utilities, customer onboarding platforms, screening systems, and case management tools.
• Understanding of financial crime typologies, sanctions risks, fraud indicators, and suspicious activity escalation procedures.
• Strong analytical, investigative, and problem‑solving skills.
• Excellent written communication and report‑writing abilities.
• High attention to detail and the ability to manage multiple cases within established deadlines.
• Commitment to professional ethics, confidentiality, data integrity, and regulatory compliance.
• Relevant professional certifications such as ACAMS, ICA, or equivalent AML/KYC qualifications are advantageous.

What We Offer

• 100% remote working arrangement with no routine office attendance required.
• Competitive compensation based on qualifications and professional experience.
• Opportunities to contribute to financial crime prevention, customer risk management, and compliance improvement initiatives.
• Professional development opportunities and support for relevant industry certifications.
• A collaborative working environment focused on regulatory compliance, analytical excellence, and continuous improvement.